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No benefits after car crash puts you out of work?

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Comments

  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    I think maybe the OP was being tongue-in-cheek with that comment ?

    If someone has always been self reliant it must be incredibly difficult to suddenly be dependant on others, including partners !

    pmlindyloo has provided some information regarding contribution based benefits and the possibility of claiming PIP.

    I sincerely wish your partner a speedy recovery x
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I could be wrong, but I read that as the OP being sarcastic:D

    I would sincerely hope so! However the tone of the other posts would seem extremely petulant!
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    thorsoak wrote: »
    I would sincerely hope so! However the tone of the other posts would seem extremely petulant!

    It's probably the feeling of anger, frustration and hopelessness that's prompted the use of such vocabulary.
  • carcrash
    carcrash Posts: 7 Forumite
    thorsoak wrote: »
    Seriously? A life-threatening/life changing accident which will result in her not being able to contribute financially to the household will split you up? What sort of couple are you?

    I'm sorry - but your financial situation as you set it out seems pretty comfortable to the majority of posters here. Obviously though, like everyone else, you are living up to (and possibly) beyond your financial reserves. But why should you expect the already-strained social purse to help?

    I'm sorry - I had every sympathy for the situation your partner is in, and admiration for the way you have supported her - until I read that comment.

    To be absolutely clear my final paragraph was complete sarcasm. :beer:
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    It's only when something like this happens the value of critical illness/income protection insurance becomes apparent.

    I can't see why she resigned either as sick pay and possibly some medical cover would have continued but from what you say it certainly seems likely she'll qualify for ESA/PIP on a contributions basis.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

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  • sheeps68
    sheeps68 Posts: 676 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 22 March 2015 at 7:36PM
    As others have said she can put in a claim for ESA. It may be able to be backdated as I'm sure with the horrific injuries and medical evidence you she will be able to provide I'm sure. I will say it's not a huge amount during early stages but should help her self esteem by being able to make some contribution to household bills and at least personal requirements. One thing I will say with regard to the ESA was how nice and helpful the call centre staff were to me. When it comes to filling the ESA50 in - medical form do not take it at face value and put all related issues down to what it says in the tick box. Eg - can you reach into top pocket use that to explain any remotely related issues - like arm can be lifted up but not maintained or repeatedly and then you can illustrate this with how help is needed to do tasks that require this movement. This is of course just an illustration of how you need to think laterally at each question.

    I really hope her recovery continues and please pass on my wishes to get well soon.
  • TELLIT01
    TELLIT01 Posts: 18,643 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    If she had been working full time in the years prior to the crash it's probable that she will have entitlement to Contributions based ESA. She won't have any entitlement to Income Related benefit because it takes all household income into account along with the hours worked by the partner. If the partner works 24 hours per week or above there is no entitlement to IR benefit.
    If she does have entitlement to Conts based ESA it is only payable for 1 year unless she is placed in the Support Group in which case entitlement would be reassessed over time.
  • SnooksNJ
    SnooksNJ Posts: 829 Forumite
    carcrash wrote: »

    3 months ago my partner was involved in a car crash and airlifted to a trauma specialist hospital for treatment.

    She was discharged after two weeks and is thankfully recovering well with (limited) support from physiotherapist, occupational therapist, speech therapist etc.



    It seems incredible to me that someone who has worked all her life and been through what she has is entitled to nothing when she needs it. She is a very proud lady and will struggle I know to have no income of her own and live off me.



    Thanks
    I wouldn't call airlifting, 2 weeks of hospital care, physio, and therapy as receiving nothing when someone needs it.
    I don't know what it costs the NHS but in the states your looking at $100K+ easily.
  • tomtom256
    tomtom256 Posts: 2,256 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Careful what you say this is the 'jealousy forum' afterall, if it isn't what the OP wants to hear he will give a sarcastic retort.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    carcrash wrote: »
    She is a very proud lady and will struggle I know to have no income of her own and live off me.

    I know it doesn't suit every couple to share their finances when they live together but didn't you ever discuss what would happen if one of you was ill or out of work?

    If you want to help her come to terms with having to 'live off you', set up a SO and transfer an amount to her every month so that she doesn't have to ask you for money when and as she needs something.

    I expect she would support you if the situation was reversed so remind her of that if she gets upset about being financially dependent on you.
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