Advice needed with T-Mobile 'debt'

Saxo84

d123 wrote: »

So what does that have to do with you terminating your contract?

You didn't think them disconnecting you is the same as contract termination? Did you? :rotfl:

Yep, what's the difference? Not like someone is going to pay for a disconnected service is it? Anyway if there's absolutely no chance of this going to court my question has been answered, credit rating and debt collectors are no concern to me.

Silk

Saxo84 wrote: »

Yep, what's the difference? Not like someone is going to pay for a disconnected service is it? Anyway if there's absolutely no chance of this going to court my question has been answered, credit rating and debt collectors are no concern to me.

I doubt very much that EE would take it to court ....however depending on who they sell the debt to in the future there could be a slim chance, by the time enough fees and charges have been added to make it worth their while.
As I said earlier there's also the problem of the phone being blocked, so depending on who you sold the phone to, they may take the view that because it's blocked it's been reported stolen.

mobilejunkie

I very much doubt that would bother the OP. Their philosophy seems to be walk away from your debts and obligations, stick your head in the sand if you think you can get away with it and think nothing will affect you in the future despite leaving a highly visible and recorded trail of debts and obilgations in your wake. Perhaps that explains why they don't care about their credit files; people who have something worthwhile to protect - or ever hope to - (and whose reputation is also important to them) don't act that way. Then again, people who are the opposite expect to make something of their lives and aim to have a viable financial future.

Saxo84

mobilejunkie wrote: »

I very much doubt that would bother the OP. Their philosophy seems to be walk away from your debts and obligations, stick your head in the sand if you think you can get away with it and think nothing will affect you in the future despite leaving a highly visible and recorded trail of debts and obilgations in your wake. Perhaps that explains why they don't care about their credit files; people who have something worthwhile to protect - or ever hope to - (and whose reputation is also important to them) don't act that way. Then again, people who are the opposite expect to make something of their lives and aim to have a viable financial future.

What is your problem with me exactly? Money is not a problem to me, getting ripped off is which is why I won't pay this. I have always bought everything apart from mobile phone contracts in a single upfront payment, so I doubt I have a pretty good credit history anyway, it's pretty much non existent. I own my own house without a mortgage so that will never be a problem either.

In reply to Silk, the phone I had with the contract had been replaced with a sim free model anyway so there's no worry about the phone being blocked.

Saxo84

Oh I'm sorry mobilejunkie I hadn't read your post history, I didn't realise you was the troll of these forums. I shall ignore your posts from now on.

xHannahx

I've the same issue with T-Mobile. I tried on 4 occasions to cancel each time spending between 45 mins to an hour on hold.
I cancelled the DD expecting them to call me to remind or chase payment. Zero contact from them.
I'm in a dmp so they can do what they like to my credit report won't make any difference.

d123

Saxo84 wrote: »

Yep, what's the difference? Not like someone is going to pay for a disconnected service is it? Anyway if there's absolutely no chance of this going to court my question has been answered, credit rating and debt collectors are no concern to me.

Disconnection just means they have suspended your service, you can't connect to the network to make/receive calls etc.

Even if the network was to terminate you for non-payment you would still be liable for all charges up to the termination (and any termination charges that might follow). You are liable for all costs up until the termination of the service is actually done.

With your attitude the chances are good you won't be signing many credit agreements in the foreseeable future.

Techhead_2

Saxo84 wrote: »

What is your problem with me exactly? Money is not a problem to me, getting ripped off is which is why I won't pay this. I have always bought everything apart from mobile phone contracts in a single upfront payment, so I doubt I have a pretty good credit history anyway, it's pretty much non existent. I own my own house without a mortgage so that will never be a problem either.

In reply to Silk, the phone I had with the contract had been replaced with a sim free model anyway so there's no worry about the phone being blocked.

If you normally pay upfront then you will have had a minimal credit history rather than a poor history.

Of course now you will have a credit record showing an unsatisfied default which will cause problems when trying to open/change bank accounts; employment issues due to failed "good repute" checks etc etc.

macman

Saxo84 wrote: »

Yep, what's the difference? Not like someone is going to pay for a disconnected service is it? Anyway if there's absolutely no chance of this going to court my question has been answered, credit rating and debt collectors are no concern to me.

You clearly haven't got a clue about your committment when you sign a minimum term agreement then.
But, if you are so convinced that you'll never need to obtain any form of credit for the next 6 years, why bother posting in the first place? And how exactly have you been 'ripped off'? You're the one who broke the contract.

d123

macman wrote: »

You clearly haven't got a clue about your committment when you sign a minimum term agreement then.
But, if you are so convinced that you'll never need to obtain any form of credit for the next 6 years, why bother posting in the first place? And how exactly have you been 'ripped off'? You're the one who broke the contract.

Could be even longer than 6 years, if T-Mobile go for a CCJ it would be 6 years from the CCJ date, I think (but then I'm no expert at getting CCJ's ).