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The "Mortgage-free in 2025-30" club!
Comments
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Congratulations, must feel awesome!!!! We have a little over seven weeks to go, and it’s seven weeks because we don’t want to pay the ERC, the money is already in the bank earning more in interest 😊pavlovs_dog said:we've only gone and done it - we're officially mortgage free!
the MF boards (and in particular the MFi3 threads) have been such a huge inspiration and motivation to strive for mortgage freedom. Thanks to all of you who have shared your stories and ideas, and cheered others on from the side lines. The power of the small, every day financial wins has really helped our snowball grow and gain momentum.
Here's wishing those of you still battling your mortgage beasts the very best. Onwards and downwards friends!4 -
pavlovs_dog said:we've only gone and done it - we're officially mortgage free!
the MF boards (and in particular the MFi3 threads) have been such a huge inspiration and motivation to strive for mortgage freedom. Thanks to all of you who have shared your stories and ideas, and cheered others on from the side lines. The power of the small, every day financial wins has really helped our snowball grow and gain momentum.
Here's wishing those of you still battling your mortgage beasts the very best. Onwards and downwards friends!
Congrats PD!1 -
Congratulations- that’s amazing news!pavlovs_dog said:we've only gone and done it - we're officially mortgage free!
the MF boards (and in particular the MFi3 threads) have been such a huge inspiration and motivation to strive for mortgage freedom. Thanks to all of you who have shared your stories and ideas, and cheered others on from the side lines. The power of the small, every day financial wins has really helped our snowball grow and gain momentum.
Here's wishing those of you still battling your mortgage beasts the very best. Onwards and downwards friends!2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day
March 2026 mortgage of £38000 and interest of £5.22 per day1 -
Amazing news - well done!Archerychick said:
Congratulations, must feel awesome!!!! We have a little over seven weeks to go, and it’s seven weeks because we don’t want to pay the ERC, the money is already in the bank earning more in interest 😊pavlovs_dog said:we've only gone and done it - we're officially mortgage free!
the MF boards (and in particular the MFi3 threads) have been such a huge inspiration and motivation to strive for mortgage freedom. Thanks to all of you who have shared your stories and ideas, and cheered others on from the side lines. The power of the small, every day financial wins has really helped our snowball grow and gain momentum.
Here's wishing those of you still battling your mortgage beasts the very best. Onwards and downwards friends!2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day
March 2026 mortgage of £38000 and interest of £5.22 per day1 -
@pinkteapot can I be added to this group. Aiming to remortgage next year and pay off in 3 years so target of 2029.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day
March 2026 mortgage of £38000 and interest of £5.22 per day0 -
Yay!!! Well done, you must be so pleased.pavlovs_dog said:we've only gone and done it - we're officially mortgage free!
the MF boards (and in particular the MFi3 threads) have been such a huge inspiration and motivation to strive for mortgage freedom. Thanks to all of you who have shared your stories and ideas, and cheered others on from the side lines. The power of the small, every day financial wins has really helped our snowball grow and gain momentum.
Here's wishing those of you still battling your mortgage beasts the very best. Onwards and downwards friends!Mortgage: Was: £154,495 Oct 2039 Now: £76,469.32 Mar 2037Swagbucks ~ £100 (2025 ~ £240)Surveys~ £99.22 (2025 ~ £238.94)Make £2026 in 2026 #18 ~ £537.42 ~ (2025 ~ £2,368.64)1 -
Congratulations! 🥳👏 🥳MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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Aiming for mortgage free May 2026 👍
counting down the days now.
we have done this already so this is the 2nd time we will have paid our mortgage off early, but this time we have had some help so have been lucky.
Not aiming for a 3rd time, I’d like to enjoy the MF Life from now on 😀
MFW December 2026
Initial mtg £100,000 Jan 2021January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196.
Final payment made balance £0
mortgage free part II.6 -
Aw fab! I'll still be aiming for 2030 - even if it takes me to 31st December LOLV3cash said:Aiming for mortgage free May 2026 👍
counting down the days now.
we have done this already so this is the 2nd time we will have paid our mortgage off early, but this time we have had some help so have been lucky.
Not aiming for a 3rd time, I’d like to enjoy the MF Life from now on 😀Debt Free - 4th June 20251 -
Good luck, not long to go.V3cash said:Aiming for mortgage free May 2026 👍
counting down the days now.
we have done this already so this is the 2nd time we will have paid our mortgage off early, but this time we have had some help so have been lucky.
Not aiming for a 3rd time, I’d like to enjoy the MF Life from now on 😀
I think I should move to a different thread. I've got 11 years left and unless a miracle happens, I'm not going to be mortgage free by 2030
Mortgage: Was: £154,495 Oct 2039 Now: £76,469.32 Mar 2037Swagbucks ~ £100 (2025 ~ £240)Surveys~ £99.22 (2025 ~ £238.94)Make £2026 in 2026 #18 ~ £537.42 ~ (2025 ~ £2,368.64)1
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