Electrical Installation Report/Certificate

DollyDee_2

I'm naffed off as well because Probate was granted early January and, therefore, the Council Tax Exemption will end early July.

The only company I had a problem with when Mom died was the house insurance. Mom was paying her contents/buildings insurance monthly for which they were charging extra - I didn't know this until I was going through Mom's paperwork. I think she probably went through Age Concern or whatever it's called. She had been with the same company for years. She could have got the insurance cheaper elsewhere for a start and she could easily afford to pay in one go. But I didn't know.

When I phoned to inform them of Mom's death, they added a premium to the policy because the house was unoccupied, reduced the cover (not covered for leaks, flooding etc) and we had to pay the remainder of the policy in a lump sum. I can understand the lump sum because Mom's bank account would be frozen. When I informed them in January that we had got Grant of Representation, they said "we'll cancel the policy then". I said "No, we want the keep the policy". He went away and checked, came back and said "OK" but I'm not sure if he said for 3 months only - got to get the paperwork out. The policy ends in July (or earlier if the I'm correct about the 3 month thing). So I will have a problem getting the house insured if a sale hasn't been completed by then.

goodwithsaving

Sounds like the buyer was trying to get you to do their work for them (the onus is on a landlord to have a certificate - that's her problem to resolve).
The house we're buying doesn't have the certificates but that wasn't a deal breaker. We could get it checked at our expense, and we will once we're in but to be honest I wasn't going to lose the house over a certificate. If the electrics need doing, they need doing. It's the gamble of buying somewhere.
I think you had a lucky escape. She could have led you on a lot longer.
Fingers crossed you find a buyer who is compassionate with the fact you are selling in a difficult time.

DollyDee_2

But that's the odd thing, we WERE getting the work done for her even though I've found out since posting on this forum that we didn't have to.

She started behaving odd when the EA informed her we were getting it done and would supply her with the certificate. She wanted the report and wanted to get her own electrician in.

DollyDee_2

Checked the insurance paperwork. This is what I scribbled down the first time I phoned - when unoccupied for more than 60 days - higher risk and would not cover water/oil leaking (no oil anyway), theft or attempted theft, malicious damage, garden stuff, fixed glass £70.46 premium added to policy.

When I phoned to inform them probate granted, the customer service bloke checked with the Technical Dept, came back and asked "how long for sale to complete?". I checked with EA and he estimated end Feb/early March. Phoned insurance again and told them, he checked with the Technical Dept again, came back and said they will continue cover until sale completed. This was 21st January. I've had no paperwork confirming this conversation and the policy ends early July.

Do you think I ought to inform them that the sale has fallen through?

Thanks - Dollydee

Mocha61

DollyDee wrote: »

Well the EA phoned earlier, the buyer's pulled out.

Our solicitor emailed the report and quote to her solicitor late yesterday afternoon suggesting we split the cost of the work 50/50 and asked for an early completion date.

Her solicitor informed her this morning I believe and she rang the EA and said it wasn't acceptable and she was pulling out.

So it will be back on the market.

I think the buyer is a control freak who wasn't getting her own way and she's thrown her biscuits out of the pram.

Perhaps she was just looking for an excuse?

Probably all down to trying to get a price reduction or getting her sparkie to do the work and invoice us for unnecessary stuff at inflated prices. Who knows?

It's almost a relief.

Im sorry the buyer has pulled out. BTL are after a bargain. Very often offer well under the asking price. I dont understand why they would pull out over less than £500. Lets hope you get a family buyer next time. Good luck.

DollyDee_2

One thing the EA said is that all the searches are good.