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Hope is not an Effective Financial Strategy

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Comments

  • What colour did we go for?

    Well done SJ - awesome progress!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Black on paper copy, red on spreadsheet copy! I'll print a new copy in January that shows what month and year each block was coloured, then I start a fresh with colouring in black marker. In 2016 I want to colour 12 bricks in (must put that as a new target in post 1)!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TT's off and running for December with a 27p transfer. Posted the final eBay stuff from weekend sales. All kids clothes and so far have £63 in PayPal account from 2 weekends. Will list a few more items tonight when boys in bed and Mrs SJ is in the bath.

    1st advent calendar Windows this morning and boys very excited. DS1 has nativity tonight much to his annoyance! Excitedly for me I'm off today, in weds, off Thursday, in Friday. Then next week I'm in mon, weds and thurs. then finished till 4th Jan!
    MFW: Was: £136,000.......Now: £47,736.58......
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No fair, I'm in until 23d

    Im liking the brick goal for 2016. My own goal is 10 bricks, but you are making me want to aim for 12. Bringing out the competitive side of me lol
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    12 is a big ask for us next year with Mrs SJ on maternity, but hey ho. If it's a target I'll find a way just like you found £50 in 24 hrs!
    MFW: Was: £136,000.......Now: £47,736.58......
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £20 of that was luck if I'm honest lol

    Love your enthusiasm to smash the target!
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Luck is that line where preparation meets opportunity...
    MFW: Was: £136,000.......Now: £47,736.58......
  • Ooh, all sounds Christmassy but focussed in here. how nice you finish so early!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1p TT'd today!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    woohoo!!!!! ;)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

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