Hope is not an Effective Financial Strategy

edited 3 March 2020 at 8:18PM in Mortgage-Free Wannabe
4.2K replies 347.2K views
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  • Cheery_DaffCheery_Daff Forumite
    11.8K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Worth it by the sounds of it though (and I suppose at least you know you can let up a little if necessary).

    Laughing and laughing at you being so smug 😂😂
    Mortgage end date at start: Feb 2043
    Mortgage end date now: Feb 2033
  • Suffolk_lassSuffolk_lass Forumite
    6.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Worth it by the sounds of it though (and I suppose at least you know you can let up a little if necessary).

    Laughing and laughing at you being so smug 😂😂
    Me too. I've got a pretty low threshold for my smug filter to kick in (little things, as they say). 

    Save £12k in 2021 - #26 aiming for £7,500 - £7,393.37 98.58% after September
    OS Grocery Challenge 2021 target £1,974.32/£3k 65.81% annual after Sep (not incl £500 contingency)
    My Debt Free Diary Get a grip Woman
  • Suffolk_lassSuffolk_lass Forumite
    6.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    I just love that way of looking at it regarding the mortgage. For me, this was my biggest incentive for paying down (and off) our debts.

    Sorry to hear your DD has been suffering. I remember getting some sort of fungal infection at the swimming pool a few years ago (pre-pan) and the sole of my foot peeled along with in between my toes. Medicated mycota powder did it for me. I usually dust my feet with it on a hot day to act as a preventive when I am going to be wearing shoes and socks now

    Save £12k in 2021 - #26 aiming for £7,500 - £7,393.37 98.58% after September
    OS Grocery Challenge 2021 target £1,974.32/£3k 65.81% annual after Sep (not incl £500 contingency)
    My Debt Free Diary Get a grip Woman
  • KarmacatKarmacat Forumite
    36.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper
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    The highlighter pen!  Yay!
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021.......... Bunny hugger
    October 2021: aiming for £5,000 new money for premium bonds or a car.
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