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Hope is not an Effective Financial Strategy
Comments
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Happy Positive New Year Jimmy! A great list of positives there.
Good thinking on the food front!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Great positive list for 2020 there, jimmy - good to see!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202 -
Brilliant Jimmy. Love the positivity. Happy New Year to your little family x3
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That's lovely Jimmy, in fact I'm going to nick the idea.2023: the year I get to buy a car2
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Happy new year Jimmy, and thanks for the snooze advice!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Well done Family SJ.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)1 -
Well I had a lovely 45mins of peace this morning before the tribe descended. Our kids are terrible with late nights, they end up getting up earlier than normal and then are gremlins all day...
A great day ahead. We are heading to the park with scooters and the dog late morning. Then an afternoon of taking the decorations down (try to calm the kids down and get some sleep normality back ahead of school return on Monday) and I have a 40min run to sneak in somewhere. Thankfully the ice has gone so I won't be risking a broken arm with every step. I also have another dog walk to slot in later, the darts quarter finals and the best part...some hot pot to polish off!
The poor dog is extremely needy this morning. It seems everyone on our street had splashed out on fireworks last night and from 7.30pm onwards it was a relentless barrage that peaked at 12.05pm.
Last year I was really disciplined with decluttering carp from our house for about 6 weeks. I then had another go in the summer but it didn't really last, mainly due to the recycling centre and charity shop closures slowing me down. I will endeavour to have another go in 2021, and my intention is that 1 item will vanish from the house each day - either bin, charity, or recycling centre. I'll try and list on here along with my daily TT.
£1.02 TT and I'll add my declutter item later....MFW: Was: £136,000.......Now: £47,736.58......7 -
Sounds like you live near us Jimmy
It was raining here, but they still went off with a bang!
Happy New year to you and your family
glad to read you previous calf injury has settled. I used to love running, but stopped (and started) several times due to reoccurring calf tears. I'm tempted to try again.
Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20224 -
We can always count on you for positivity and what a great list and most importantly the children are all well and happy ,great work4
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