Hope is not an Effective Financial Strategy

shangaijimmy

Anyway that's me signing off for a week. Taking DS1 to beavers camp for the day, then to work for a few hours, then will pick DS1 up at 5 and head to the lakes for a caravan weekend. Mrs SJ and DS2 will be heading off at lunch so when i arrive all will be done and unpacked and me and DS1 can arrive and cause chaos!!

lippy1923

Yeh a similar house value to us

My OP goal will be £500 per month, which is the max we can overpay on our current deal. Anything else will be saved and in 2017 when the deal is up I will prob make a big chunk overpayment ....if I manage to save a big chunk that is :rotfl:

debtfreeoneday

Have a lovely week! :-)

shangaijimmy

So far so good money wise. Boys been in wellies throwing stones and loved it! Cheap and perfect entertainment for mucky little boys!

shangaijimmy

Sat with feet up,drinkng coffee outside our caravan in the sun. Kids been swimming and are knocking about on bikes, scooters playing with bubbles!!
I must confess to drifting off them was rudely woken by a plane!!
If anyone has kids at primary school age and are in the south lakes area, check out Lakeland maze. Excellent attraction, kids loved it yesterday and we had to dodge a few downpours, but lots to do inside and out.

atypicalblonde

Enjoy your break SJ x

shangaijimmy

Expensive day today out on the boats at Windermere. Have to say it was disaster as well as DS1 was phenomenally noisy and DS2 had the devil in him!! They combined to wind mrs SJ up, which in turn got me in bother!

So lesson of the day is don't try any days out with a 6 & 2yr old that doesn't include a play centre, play ground or water!

diamondsonly

Hi SJ thanks for the parenting tip. I love your spreadsheets I need to do something like this. Is there a template you used?

atypicalblonde

Or a little funfair DD has developed quite a thing for the 2p machines whilst we've been here :D

shangaijimmy

In full agreement with the 2p machines. It just gets difficult with those flamin grabber ones!!

Overall we've done very well budget wise on our hols, and once I've done the sums I expect to find we're about £100 under budget (it helps with Mrs SJ being pregnant and our booze bill being £0). This MFW thing is really ingrained now!

I'll put any underspend from hols ba k into holiday funds for next trip(s).