📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1296297299301302436

Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ugh vomit :eek: - second only to diarrhoea in the ghastly children clear-up list. I hope she (and you) are OK and have a good restful weekend. Well done for sorting the WM!

    The boiler is refusing to fire on heating and this week the fuse blew, then the pressure went up dangerously high - never mind bleeding the rads, I was tapping off water for ages from the radiator on the brick floor (7.5 pints!). 24 hours on it has stabilised but no heating still. I can make the thermostat in the sitting room call the device in the boiler cupboard and hear the boiler click but it just does not fire. Maybe a valve has gone. The neighbour opposite who acts as our emergency consultant installed it and I am off to ask him when I see him outside this weekend, and my other neighbour gave me a boiler service recommendation, In the meantime electric oil filled rads and woodturning stove are very wonderful things!

    Sorry to hijack!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hijack away, it gives people something interesting to read!

    Today is going really well. Started with a £1 TT to boost the weeks pot. Followed up with a 4.25 mile plod (I can't use the words run or jog as the wind was so strong, plodding was all i could muster - no matter where i go the wind always seems to be against me), and then a 3 mile dog walk.

    Mrs SJ has gone to her mums with the tribe of children for the afternoon so i did the honourable thing and opted to stay at home and supervise the new washing machine pump...just in case...

    So all that's left is to snooze to sport, and bask in the peace and quiet!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Plodding is good. Enjoy your peace and a snooze
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Had a busy Sunday hosting an 80th birthday party at our house, so by the time they'd all left at 8 we then started the mini tidy whilst getting kids stuff prepped for school for Monday, and then a dog walk. I reckon it was 10.30 before we sat down.

    So felt decidedly jaded starting my 11hr Monday in work, and then the lurgy that i have avoided despite all around me having in since November has finally got me! Awake this morning since 5 with a niggly cough so gave up at 5.30am, grrr! Luckily I topped up my asthma inhalers supply last week so for once I can claim that I am being sensible. I have a horrid 2hr meeting this morning as well when all i want to do is snooze on the couch to the tennis. Ah well.

    Nothing else to report. Money wise I've been TTing everyday and our account looks ok following Mrs SJ pay on Friday. Once i get mine on 25th we'll be in good shape again and the Christmas and Jan birthday splurge months will be behind us... Just our DS1, DD and sister in law birthdays left for Jan!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear you've become lurgified, SJ - hope you can get some rest soon.
    2023: the year I get to buy a car
  • Thanks Karma. Only partially lurgified at this stage I'm happy to report. A few paracetamol and I'm soldiering through... As an asthma sufferer (of the brown inhaler type) I'm always wary of whether it hits my chest though.

    Well we are in the mid month nothing financial happening phase. 36p TT this morning and thats all I have to report!

    9 days to payday...
    10 days to paying out day...
    15 days to overpayment day...
    MFW: Was: £136,000.......Now: £47,736.58......
  • NSD today which is lovely.

    11hrs in work and paracetamol is all that gets me through. 3hrs later the head ache and sore throat return and then i have an hours difficult wait. Strangely the only time i felt mildly human was when i was out running (4.5miles at lunch) and for about an hour afterwards.

    Lovely tea from Mrs SJ when i got home, and am now perusing diaries and waiting for next dosage before bed. Day off tomorrow thankfully.
    MFW: Was: £136,000.......Now: £47,736.58......
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you're feeling 100% soon jimmy, life's busy enough isn't it without being unwell. We're on the payday countdown too, trying to be super frugal so I can overpay our remaining budget. Am sure the norm would be to have a treat but that won't clear the mortgage!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CathT wrote: »
    Hope you're feeling 100% soon jimmy, life's busy enough isn't it without being unwell. We're on the payday countdown too, trying to be super frugal so I can overpay our remaining budget. Am sure the norm would be to have a treat but that won't clear the mortgage!
    I always thought that Overpaying the mortgage was a "treat"...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Karma. Only partially lurgified at this stage I'm happy to report. A few paracetamol and I'm soldiering through... As an asthma sufferer (of the brown inhaler type) I'm always wary of whether it hits my chest though.

    Well we are in the mid month nothing financial happening phase. 36p TT this morning and thats all I have to report!

    9 days to payday...
    10 days to paying out day...
    15 days to overpayment day...

    Me too! Next Friday is DH's pay-day. Mine (my last full month) is the last working day. And now I have stopped work does it mean I can't look forward to a day off tomorrow?
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.