📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1…285286288290291…436

Comments

  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's arrived...We have money once again! Payday for both of us today, woo hoo!

    I celebrated with a 42p TT, which is the first TT for 3 weeks!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    It's arrived...We have money once again! Payday for both of us today, woo hoo!

    I celebrated with a 42p TT, which is the first TT for 3 weeks!

    Ooh I know! DH gets paid today so I swept the £25.11 over the hundred away into the instant savings (TT pot) before he even knew it was there! :shhh:
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I like your tactic!

    Well i followed Fridays TT with a small 18p yesterday and a further £1.00 this morning. It felt good to OP the £2.60 that was in the pot, and i added to this with £3.29 from one of the 5% current accounts.

    Today will be our last school hols day out. We're heading to a museum and then for some food. We do have £40 worth of tesco clubcard vouchers for bella italia so the days overall costs shouldn't be too high. Then i'm determined we'll be back to normal service for the last 4 months of the year. My initial ambitious Christmas target was to get under £86k, which i'm incredibly doubtful that we'll hit, so with a big push lets see just how close i can get us.

    In other news i had the pooch at the vets for his annual booster and check up. I was horrified at how much weight he has put on, so poor dog is on an emergency diet! Treats are limited to 2 biscuits a day and he's food is being measured out. Lets just say i can see how its happened, and i feel dreadful that ive done it too him!
    MFW: Was: £136,000.......Now: £47,736.58......
  • greent
    greent Posts: 10,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can pooch go running with you?
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Final stretch of the holidays now SJ, hopefully the majority of child related spends are done?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Poor pooch, how does he feel about the new diet?
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well today ended up costing £40 including train fares for us all, so I'm happy with that. And we had a good day. Got soaked at the beginning and got splashed by a taxi at traffic lights - all part of the memories.

    No chance pooch can come running. He's only dinky!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £1 TT this morning. Long dog walk planned this morning then heading off to a National Trust place for the day with the kids.
    MFW: Was: £136,000.......Now: £47,736.58......
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hey SJ,


    Looks like you are still kicking butt since I was last here! Amazing progress! Hope your birthay was fabulous!


    Inspiring as always, great job on the running and keeping on top of everything!


    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hope everything's ok with you SJ, although I don't post much (except ebay's tat) I still read.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture