Hope is not an Effective Financial Strategy

shangaijimmy

Undercoat finally done, an mere 5 days behind schedule! Got 30 mins of touching up to do tonight, then glossing tomorrow or Saturday, or Sunday...probably not Sunday as we're out on Saturday night!

August accounts to follow on next post...

shangaijimmy

So month number 18 out of my 96-120 month challenge!

Highlights

• Closing Balance - £116,638.63
• Total OP's - £575.88
• Net Reduction - £1,064.21
• Daily Interest - £6.36 (6p reduction)
• Monthly Interest - £198.93 (first 31 day month below £200)
• % Loan Remaining - 85.75%

Considering Mrs SJ is on SMP its been a fantastic month :T:j

hiddenshadow

shangaijimmy wrote: »

• Monthly Interest - £198.93 (first 31 day month below £200)

Considering Mrs SJ is on SMP its been a fantastic month :T:j

I hate those 31 day months that end up bigger!

Well done on the progress even with SMP.

ourcornercottage

Top month again especially on SMP.

shangaijimmy

Thanks gang. Another brick coloured in and very happy to be in excess of £1k net reduction.

lippy1923

hiddenshadow wrote: »

I hate those 31 day months that end up bigger!

Well done on the progress even with SMP.

I know exactly what you mean Hidden. Those pesky 31 day months!


Well done SJ. Chipping away at that balance. Keep it up.

shangaijimmy

Oh, fiddly day today. Both boys to dentist for a check up. 7yr old told he needs a tooth out asap, so i said right crack on now then! He was way braver than me, and no tears! Just a good jo it was me and not Mrs SJ. Then had dog at vets for his annual booster, and he was a quivering wreck. Then opticians rang to say eldest could come for his new glasses fitting!

Then we couldnt find remote for hours, and finally found it in DS2's paw patrol transporter truck! Could have throttled him as tv was stuck on food network!

AlexLK

Best way re. dentist.

debtfreeoneday

shangaijimmy wrote: »

Then we couldnt find remote for hours, and finally found it in DS2's paw patrol transporter truck! Could have throttled him as tv was stuck on food network!

Better than the hone shopping network ours randomly retunes to during every night.. DS ended up figuring he needs an abs machine to get a 'six pack' - whats a six pack mummy - not the question I want at 6am!

shangaijimmy

Love it! When Mrs SJ was on maternity leave for our first, she was all prepped for day one of relaxing pre baby tv i took the remote to work in my pocket instead of my phone! Can you image the trouble i was in! Especially as she couldn't even ring to shout at me!