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Hope is not an Effective Financial Strategy

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  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Paracetamol, ibuprofen and coffee are needed SJ!!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Screw that, straight for the codeine...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
    Hope the meeting went well and that you are feeling better. You need to get better to enjoy the long weekend!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    meeting was different! i have a lovely bank holiday ahead - decorating!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well made good progress on Saturday decorating but then lost Sunday to a wicked hangover! Need to get back on track today. I did manage a few matched bets though!

    Money looking OK,just need to do some money shuffles tonight with Halifax and tsb accounts.

    Has a good eBay sales night yesterday with £43 added to last weekend's £68.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    mmm i lost sunday too.... My G&T's were very healthy and filled with fruit and veg!!

    Back to it for me too , although will have another spendy month.. i'm wanting October to arrive far too quickly

    Wow to ebay.... i've sold so little... I may just try a few more things this week.
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    Well made good progress on Saturday decorating but then lost Sunday to a wicked hangover!.

    Yeah, I read somewhere paint fumes, give you - wicked hangover symptoms :rotfl::rotfl::rotfl: Need to leave your windows open :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Hey SJ, still doing amazingly I see! Well done on the paint fume hangover from working so hard on bank holiday!haha.

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks all, your sympathy is definitely underwhelming!

    So financial updates, £30 energy cashback received and dispatched to mortgage. Have made a few adjustments to month and think we'll be more likely £550 OP for the month rather than £580 as hoped for. Quidco £50 i was hoping for hasn't arrived and will be next month tomorrow instead.

    The decorating continues, in that i've done nothing since Saturday! I reckon i have about 4 hrs in total to do. As yet Mrs SJ is calm so i'm fine...till the weekend!

    Ebay has been astounding really considering its August. 35 items sold in 2 weekends, plus 2 of the relists have bids. Our paypal account has gone from £0, to £115, so well on the way to 2 January kids birthday funds!
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    shangaijimmy wrote: »
    Thanks all, your sympathy is definitely underwhelming.

    The decorating continues, in that i've done nothing since Saturday! I reckon i have about 4 hrs in total to do. As yet Mrs SJ is calm so i'm fine...till the weekend!

    Ebay has been astounding really considering its August. 35 items sold in 2 weekends, plus 2 of the relists have bids. Our paypal account has gone from £0, to £115, so well on the way to 2 January kids birthday funds!

    No problem SJ :)

    That is some strong fumey paint, 4 days and[STRIKE] hangover [/STRIKE], sorry, fumes not cleared yet :p
    EB@y - amazing, you must tell us your secret. :T
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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