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Hope is not an Effective Financial Strategy

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  • Good knowledge turtle, I may try and sneak a second for each of us...! I'm totally with you both on the Santander fee hikes, as soon as they did it I ditched the 123, and although I've got a few months left before CC card fees I going now as a matter of principle!

    In other news Baby SJ is on her first course of antibiotics after a mere 20days! Been ill for a week and now has a 20 a day smokers cough! Poor Mrs SJ hasn't slept a wink, I on the other hand have slept soundly much to her annoyance!
    MFW: Was: £136,000.......Now: £47,736.58......
  • I hope BabySJ improves soon, that sounds rough!
  • Thanks hidden, she's already on the mend to be fair. It's just the congested snotty nose had turned into a hacking cough which can be a bit frightening to her in a 3 week old.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Thanks hidden, she's already on the mend to be fair. It's just the congested snotty nose had turned into a hacking cough which can be a bit frightening to her in a 3 week old.

    I can imagine! I hate hacking coughs.
  • Some TT updates. £1 for yesterday and 11p for today. The pot for mon-fri stands at £3.51. I must say we've spent virtually nothing aside from food and petrol this month. Let's hope o can keep Mrs SJ away from shops for 2 more weeks!

    Child benefit has been sorted for baby SJ and they've already paid an amended amount. Quite impressed really. I now need to get backside in gear and open her savings account!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Child benefit has been sorted for baby SJ and they've already paid an amended amount. Quite impressed really.

    That seems surprisingly efficient!

    Well done on the spending and TTs. :)
  • Hope all OK in here.. sounding like a frugal month for the Sj household
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • All is very frugal, which I love! Also hoping for a sub £50 food shop this afternoon, but buying baby milk at £10 a tin may scupper that.

    Having spent a coffee break readin diaries I've just pinched a idea of SueP. As of Sunday I will add a weekly activities update to my diary when I OP my TT pot. Hopefully this will sit nicely alongside my TT's and goal of having at least 1 OP per week, and then bridge the agonising delay between each months Monthly Account. So thank you SueP.

    Hidden - what's more is that it was all correct! We haven't had the birth certificate retuned yet, so let's not get too excited!
    MFW: Was: £136,000.......Now: £47,736.58......
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    All is very frugal, which I love! Also hoping for a sub £50 food shop this afternoon, but buying baby milk at £10 a tin may scupper that.

    Having spent a coffee break readin diaries I've just pinched a idea of SueP. As of Sunday I will add a weekly activities update to my diary when I OP my TT pot. Hopefully this will sit nicely alongside my TT's and goal of having at least 1 OP per week, and then bridge the agonising delay between each months Monthly Account. So thank you SueP.

    Hidden - what's more is that it was all correct! We haven't had the birth certificate retuned yet, so let's not get too excited!

    Your welcome :D:D:D...............the wait is agonising and I get pays both monthly and weekly :rotfl::rotfl:
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19 wrote: »
    Your welcome :D:D:D...............the wait is agonising and I get pays both monthly and weekly :rotfl::rotfl:


    Show off ....... :D :rotfl::rotfl::rotfl: :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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