iWeb opening fee increase

jimjames

redux wrote: »

It's impossible to apply at the moment, as it's impossible to tick the confirmation about reading and understanding the terms and conditions.

edit: worked on 5th choice of browser (IE on PC)

You have to read them.first! I found the same last week.

redux

Thanks, but I did open them each time.

Oddly, it's reserved a £1 charge 6 times over, even from the apparently unsuccessful tries, including one when I didn't proceed and changed my mind about which account to use.

badger09

jimjames wrote: »

You have to read them.first! I found the same last week.

What, you mean they expect you to read the T&C first :eek:

How quaint

botkin

I already opened an S&S ISA (transferred in from Virgin cash ISA) with Charles Stanley this year, so I think this means I can't open another S&S ISA. So can I apply for a share dealing account, pay the £25, and then open an S&S ISA in April without paying any extra fees?

Only a few hours left, so a fast reply needed please!

jimjames

botkin wrote: »

I already opened an S&S ISA (transferred in from Virgin cash ISA) with Charles Stanley this year, so I think this means I can't open another S&S ISA. So can I apply for a share dealing account, pay the £25, and then open an S&S ISA in April without paying any extra fees?

Only a few hours left, so a fast reply needed please!

Yes. You can open an ISA too, ready to transfer into from an existing one. Just don't put any money in before 6 April if you've already invested this year.

Gadfium

botkin wrote: »

I already opened an S&S ISA (transferred in from Virgin cash ISA) with Charles Stanley this year, so I think this means I can't open another S&S ISA. So can I apply for a share dealing account, pay the £25, and then open an S&S ISA in April without paying any extra fees?

Only a few hours left, so a fast reply needed please!

Yes, I've done exactly that.

botkin

Thanks guys. Website seems to be a bit buggy - took 3 tries to sign up.

jimjames

Does anyone know how the £25 fee appears or is taken? Does it get taken from debit card or does it need money paid in?

Vortigern

jimjames wrote: »

Does anyone know how the £25 fee appears or is taken?

It should appear as a debit balance on the non-ISA share trading account, a day after you sign up.

ETA: Having said that, there's no debit balance on my account opened 13/3/15

13.3 We may charge a one off initial account opening fee for each new account opened. Details of that charge can be found in the charging schedule. You agree that we will collect this charge from monies paid into your account. Please see our website for further details (https://www.iweb-sharedealing.co.uk/charges).

Perhaps they'll wait till we pay some money in? But note also they have a right of set-off against any LBG account.

13.11 We may collect charges, interest and other costs due to us under this agreement by debiting any account that you hold with us or any member of the Lloyds Banking Group in accordance with Condition 11.

pafpcg

The setup fee should appear as a £25 debit in the Cash Statement in your Share Dealing Account(CMA), in about one or two working days of the account being opened. So, in Vortigern's case, sometime on Monday or Tuesday.