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Renovations and Repayments.

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  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    badmemory wrote: »
    I hope you can achieve this. My sister did, unfortunately I could not. She is definitely more 'content' than I am because I am unable to forgive. But having no children she did not have to listen whilst her mother denied her son birthday/christmas presents because he didn't take the actions she wanted him to. (We are not talking mega money here, £20/£30, he just got bigger presents from me.) It was the hurtful actions not the money.

    The main thing is that you are ensuring that your son does not experience this sort of behaviour towards him from his parents.

    Thanks, bad memory. It can be difficult to forgive. The situation with your parents sounds difficult. Fortunately, denial of gifts is not something I'll have to deal with from my parents.

    I do try my best with my son and also have explained how I wish my son to be disciplined to my parents.
    Another not-a-princess here :) I had a very happy few weeks with a hammer and pry bar last year taking out the lining boards on the walls of all three bedrooms and the hallway down the road (it would have been lovely to keep them, but they were riddled with woodworm), I've spent most of April plastering and tonight my vintage tractor and I are going rush-cutting in my big field :D:D

    I really enjoy following your project. :)

    You can't tell me you've got a vintage tractor without elaborating. I've always wanted a MF 35.
    I think the 'princess' types are actually pretty rare. Most women I know will happily get stuck in and work hard, whether its DIY, their paid jobs or the domestic hard graft.

    I've definitely met (and dated :o) one or two male versions of the 'princess' too so its not gender specific! :rotfl:

    :rotfl: I used to work with a man who wouldn't do basic maintenance checks on his car and blew an engine through running it dry of oil. :eek: So, yes, I understand what you mean about it being not gender specific.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    I've worked with a few 'princesses' and there are some within my extended family. Goodness, how draining they are :eek::eek::eek:.

    I can imagine. :eek:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    AlexLK wrote: »
    I really enjoy following your project. :)

    You can't tell me you've got a vintage tractor without elaborating. I've always wanted a MF 35.

    Thank you, Alex :)

    She is an MF 35, we bought her with only 18 hours on the engine since a full refurb, all new tin, runs like a dream and we adore her :D Also have an MF 732 fingerbar mower, ancient PZ300 haybob and an International B47 square baler - combined total age over 200, but they'll bring the hay in again this summer (hopefully - the baler is a bit temperamental...).

    Picture from just after my first driving lesson on her around the village.

    tractor%203_zpsvb0tofjv.jpg
  • maman
    maman Posts: 29,876 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a good weekend demolishing the bathroom!:rotfl:

    I had a thought that when it's done you'll be able to get into your new shower (or bath as is your preference) and wash all your worries about the 0% away!

    Try your best to get on with selling things to minimise borrowing and keep your stress levels down. :A

    P.S. I often enjoy an omelette for lunch. I raid the fridge for whatever I can find to add to it like ham, mushrooms, spring onions, peppers, courgettes, tomatoes or whatever I have in. I keep grated cheese in the freezer to sprinkle on top.:drool:
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope the bathroom renovations go well.

    I am sure you will enjoy working alongside your wife, remember she's the boss lol
  • Suffolk_lass
    Suffolk_lass Posts: 10,389 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you, Alex :)

    She is an MF 35, we bought her with only 18 hours on the engine since a full refurb, all new tin, runs like a dream and we adore her :D Also have an MF 732 fingerbar mower, ancient PZ300 haybob and an International B47 square baler - combined total age over 200, but they'll bring the hay in again this summer (hopefully - the baler is a bit temperamental...).

    Picture from just after my first driving lesson on her around the village.

    tractor%203_zpsvb0tofjv.jpg

    You see what you have done now? I have tractor-envy!
    Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
    OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You see what you have done now? I have tractor-envy!
    I didn't know there was such a thing as tractor-envy - but I have it now as well :rotfl:. Caz - she is very pretty :D.

    Alex - re the debt, I'm with Mrs LK on this, it will do you good long term to see you can handle 0% finance responsibly :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    May Targets:
    Days getting longer and summer only around the corner, May is the month to sell a no longer wanted classic, I think.

    Organise trip to Rutland Water with in-laws. Now have a day.
    Organise Whitsun holiday. 1. Trip to R.W. 2. Trip to the coast.
    Start work on the bathroom Well we've started work. It looks a mess and I do feel a bit bad to be destroying something that's been there for over 50 years. :rotfl: It is / was the only bathroom in the house. Being an old house, there is a loo outside and there are washbasins in the bedrooms. Our neighbour has said it is OK for us to shower there for a few weeks whilst we complete the job. :o
    Total Grocery Spend: £95 / £400.
    Surplus Money: £70 / £1,000.
    11.30pm bedtime: 3 / 31.
    Meditation: 3 / 31. Meditated with my wife again.
    Schedule / Spreadsheets: 6 / 31.
    De-clutter and Sell: / 5 items.
    New Recipes: 1 / 4.
    Books read for pleasure: / 3.
    Learn something new or refine a skill: 1. Continue learning and applying new knowledge to create more sophisticated and streamlined spreadsheets. 2. Learn a new piece of repertoire. 3. Demolishing a bathroom started!.

    Thank you, Alex :)

    She is an MF 35, we bought her with only 18 hours on the engine since a full refurb, all new tin, runs like a dream and we adore her :D Also have an MF 732 fingerbar mower, ancient PZ300 haybob and an International B47 square baler - combined total age over 200, but they'll bring the hay in again this summer (hopefully - the baler is a bit temperamental...).

    Picture from just after my first driving lesson on her around the village.

    tractor%203_zpsvb0tofjv.jpg

    She's lovely and I'm very envious. :D
    maman wrote: »
    Have a good weekend demolishing the bathroom!:rotfl:

    I had a thought that when it's done you'll be able to get into your new shower (or bath as is your preference) and wash all your worries about the 0% away!

    Try your best to get on with selling things to minimise borrowing and keep your stress levels down. :A

    P.S. I often enjoy an omelette for lunch. I raid the fridge for whatever I can find to add to it like ham, mushrooms, spring onions, peppers, courgettes, tomatoes or whatever I have in. I keep grated cheese in the freezer to sprinkle on top.:drool:

    Currently feeling a bit sorry for it. :rotfl:

    Starting this has been a push for me to think about what I can sell next week, to be honest.

    We really enjoyed the omlette. :)
    kelpie35 wrote: »
    Hope the bathroom renovations go well.

    I am sure you will enjoy working alongside your wife, remember she's the boss lol

    Thanks. :)

    :rotfl: Not you too. Wife said this morning "well, I am the construction professional" over a dispute about some potential work we may need to have done rather than doing ourselves.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    You see what you have done now? I have tractor-envy!

    :rotfl: I think everyone on here has tractor-envy.
    gallygirl wrote: »
    I didn't know there was such a thing as tractor-envy - but I have it now as well :rotfl:. Caz - she is very pretty :D.

    Alex - re the debt, I'm with Mrs LK on this, it will do you good long term to see you can handle 0% finance responsibly :T.

    Very pretty indeed. :)

    I'm still very concerned about the debt but it does look like it's going to be happening now. My wife isn't concerned in the slightest and thinks we'll have it paid by the end of the year. Currently we are buying our groceries and petrol with a cashback card (wife has decided we'll overpay the "cashback" - will likely only work out to be about £30 per month but we aren't overpaying anything at the moment), I'm so paranoid about it I ask for the receipt and transfer the money from our everyday current account the moment I get home. :o Rather embarrassed to be admitting we are a. going to be getting into debt over the bathroom project and b. trying to overpay c. £30 per month just to keep in the habit.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • maman
    maman Posts: 29,876 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The point of no return! Delighted to hear you've made a start on the bathroom project.:)
    I agree with others that you do need to have confidence that you can pay off the card within the time frame without worrying but the more selling you can do to offset the spend the better.

    How long do you anticipate using your outside privvy? Have you got trades and the new bathroom stuff ordered?
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