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Natwest full application time scale

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  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If your broker has said it will be the end of the week before you hear anything, why would you call her today? If she does get an update earlier than expected, she will let you know.


    Other peoples cases and timelines are not relevant to your case as there are different circumstances.


    Give your broker the opportunity to respond as promised and keep you up to date. Your calling her between times will not speed things up and just creates more stress for everyone.


    If she does not come back to you by the end of the week as promised then you should be asking why you have not been kept informed.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • c.redfern
    c.redfern Posts: 74 Forumite
    Thanks ACG that helps me stay calm a little, after being declined by one provider were just so nervous we will be declined again and have to start again.
  • ACG
    ACG Posts: 24,598 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Dont worry about being declined by one lender.
    I regularly speak to people who have been declined elsewhere and we get it through at high street rates - sometimes better than what they originally applied for!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • You could be in for a bit of a wait yet. My application has now entered its fourth week. Valuation completed this week and will hear the result on Monday. It has been a long wait I am glad it is almost over. Hopefully soon I will be a home owner.
  • Dan-1987
    Dan-1987 Posts: 65 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Bit out of date so maybe not too relevant but when we bought ours with natwest (sept '14) it took less than 4 weeks from app to receiving keys,was very impressed
  • mrbendy
    mrbendy Posts: 13 Forumite
    Hi. My experience of Natwest so far is they have been pretty efficient.
    AIP obtained 2nd March
    Applied fully (through broker) 3rd March
    Requested additional docs- sent 6th March
    Application approved subject to satisfactory valuation 11th March
    Call from surveyors 12th March
    Survey booked 17th March(surely got to be a lucky sign- valuation on St Pats day!)

    Fingers crossed if there are no demons in the valuation will have an offer by end of next week hopefully.
  • c.redfern
    c.redfern Posts: 74 Forumite
    That was good mrbendy. I dont understand why ours is taking so long, its now the end of the week and still no news, im really beginning to think its either bad news or something is lost somewhere.
  • c.redfern
    c.redfern Posts: 74 Forumite
    Start of a new week fingers crossed we hear something this week
  • lizards
    lizards Posts: 244 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    NatWest are looking at our application today as extra docs requested - our full application went in via broker exactly a week ago.

    Good luck!
  • noname123_2
    noname123_2 Posts: 290 Forumite
    We had issues with our valuation and lost paperwork so were unlucky- 7 weeks...
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