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The Mad March NSD Skiing Holiday Challenge
Comments
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Thanks Nargle and Marmite, I think I sometimes overthink! No one seems to have noticed that I'm cutting down spend days, and I am still saving/spending as well just over less days! Though hubby has told some people and they are really keen as well, seems we are all in the same money boat!
Jodles
MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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Will I'm not taking any pennies to work with me tonight, so am declaring NSD 6LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
marmiterulesok wrote: »
I also am loath to meet people for a coffee in town.It's something that I just don't do on my own any more.Ok,maybe meeting up with someone once in a blue moon and having a coffee.It still rarely happens.
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A couple of years ago, I was bought a Dobbies (the garden store chain if anyone's not familiar with it) club subscription for Xmas. Sounds silly but.....in that you automatically get 2 free coffees every month! I carried on the subs, only £10 per year and meet friends thereLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Ohh Zenshie that's a great idea! We don't have anything like that round here sadly!
MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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Today wasn't an NSD for me as I had to replace my laptop which sounds like a war zone now. The good thing is that I was able to get a barely one month old one from eBay at 170 pounds. A brand new one would have cost me upwards of 450 for the same specs. I think that's a win. I too will be selling my current laptop once the new one arrives.£47605.33 outstanding in C.C (£8000 Interest free till January 2025)0
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A couple of years ago, I was bought a Dobbies (the garden store chain if anyone's not familiar with it) club subscription for Xmas. Sounds silly but.....in that you automatically get 2 free coffees every month! I carried on the subs, only £10 per year and meet friends there
That's great! :money:Today wasn't an NSD for me as I had to replace my laptop which sounds like a war zone now. The good thing is that I was able to get a barely one month old one from eBay at 170 pounds. A brand new one would have cost me upwards of 450 for the same specs. I think that's a win. I too will be selling my current laptop once the new one arrives.
What a great save.Well done! :jWill I'm not taking any pennies to work with me tonight, so am declaring NSD 6
A sure fire way not to spend.
Another spendy day for me,as I've gone over my grocery budget.0 -
Thanks Nargle and Marmite, I think I sometimes overthink! No one seems to have noticed that I'm cutting down spend days, and I am still saving/spending as well just over less days! Though hubby has told some people and they are really keen as well, seems we are all in the same money boat!
Jodles
So,people seem to be understanding.That's good.
I agree with what Nargle wrote.You can still enjoy yourself with less money.
Another idea is to put money aside in a 'treats' pot.It could be for a magazine or book,a coffee with friends,treating yourself to a new lipstick - whatever you fancy.0 -
:rotfl::rotfl::rotfl:0 -
Amazingly another NSD today making it NSD 14
Mum paid for coffees today, bless her.final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
NSD number 11 today :beer::staradmin: June NSD's 2/19:staradmin: Sealed Pot #460 :staradmin: £/day £185 saved :staradmin: W.S.C 2015 #45 :staradmin: F.P. 2/24 months :staradmin:0
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