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The Mad March NSD Skiing Holiday Challenge

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Comments

  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    NSD number 4 today.

    Jodles- I personally only count an NSD if I have literally not spent a single penny in a day (excluding any direct debits leaving my account). Other people don't include essential spends or medication or items within their budget. But I think it's totally up to you how you wish to do it :)
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • donna_dynamo
    donna_dynamo Posts: 893 Forumite
    NSD 4today. Got to stick to budgets this month as we just found out that oh will have to have an operation on hisspine which is worrying not only money wise but for oh. Got my sisters birthday coming up and dd1 needs £61 for school trips.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 4 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning! :wave:

    Friday is here at last. :D

    There's a big party tonight.Cheffie is already busy in the kitchen;his fingers a blur,as he deftly makes some lovely delicacies,mostly chicky based.To keep Igor happy,he's preparing a traditional ferret and pilchard topping.And the odd Swedish meatball,of course.

    Poor Igor.Yesterday's ski jump lesson proved just a bit too much,and as per his instructions to cover all sores bits in bandage.he's now bandaged head to foot.Will someone please take that thermometer out.It looks silly,and besides Cheffie needs it in the kitchen. :eek:

    Don't worry scotmum.Us veggies have nice chick pea dish already bubbling away.
    Never been so glad to be a veggie in my life :D Tell me he at least washed the thermometer don't want all our ski buddies ending up with the runs and I don't mean ski runs :D
    NSD #4 for me today.
    donna dynamo I hope your OH is ok.
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    jodles16 wrote: »

    Out of curiosity what do others include or not include as and NSD?

    Jodles :D

    For me,all budgeted spends are allowed.I have a monthly budget for most things,and a weekly budget for groceries.

    Also,these things don't count:
    -prescriptions
    -all DDs,bills,rent and other such payments.These are essential.
    -public transport
    -going swimming.I've got a subscription.

    Nsds are very useful to help me avoid impulse buys,which can be a real problem for me.I definitely get a buzz when buying things sometimes.

    Yesterday was a 'true' nsd.No spends whatsoever.Today I spent,but it was all budgeted for,so it's still an nsd. :)
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jodles16 wrote: »

    Out of curiosity what do others include or not include as and NSD?

    Jodles :D
    I don't include DDs or any essential spends like fuel, groceries or public transport ( I get the bus DH gets the train).
    I do include any spends not essential such as a bar of chocolate or a bottle of wine as even though they could come off the grocery budget they aren't essentials. :)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    And here is NSD number 3 to join the fun!
    One life - your life - live it!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 6 March 2015 at 10:31PM
    jodles16 wrote: »
    Yup Marmite that means I'm rolling in with number 5/20! A quarter way towards the target!

    Just as well I said something.Imagine a precious nsd escaping from your clutches! :eek:
    scotmumof3 wrote: »
    I do include any spends not essential such as a bar of chocolate or a bottle of wine as even though they could come off the grocery budget they aren't essentials. :)

    Not essential,you say?Interesting..... :eek:

    scotmum I'm only the messenger,so I have to hope that the thermometer was properly cleaned..... Nobody here wants the runs,like you say.Swedish Chef is going to be even more stressed,now that Igor is bandaged up and out of action.

    And I'm not sure that the 1940's plumbing will stand up to the challenge.

    Now everyone,party face.party face!Yes,it's time for a good old knees up.

    So,we have planned a few party games:

    -a yodeling competition
    -The Sexiest Pair of Knees Competition
    -karaoke - of course!
    -there will also be a fashion show with nargle and others modelling the latest 'in' wellies straight from the catwalk shows.

    Now,kerri hasn't arrived over here yet,so jodles16 and scotmum are going to impress us all with their pole dancing skills. :rotfl::rotfl:

    There's a buffet,with lots of yummy things to eat,and of course,it's an open bar. :D:D

    Gunther,our hunk of a ski instructor,is a bit shy.So cheexy,do you fancy getting him on the dancefloor and starting the conga line? :D

    I've got a slight headache,and am going to bed with some hot cocoa. :o

    Enjoy!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    And well done to Ellieseleven and scotmum - you've both won your 'in a row' dancing snowmen! :j:j:j
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    And here is NSD number 3 to join the fun!

    All ready for the wellie fashion show? :D
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