cost to repair someones car

snagglepuss16

OddballJamie wrote: »

Loads of newish drivers have little bumps, hence why insurance is more expensive. So don't worry too much.

It should make you a better (more careful) driver from now on too.

A mate of mine bought his first car the day after passing his test, the next day he crashed it into a wall in a multiple level carpark. It cost a lot more that £180 to put right too.

I jinxed myself as was just talking to my mum about a couple of other people crashing! what a noob!

neilmcl

snagglepuss16 wrote: »

ah I see, sorry im a novice! ive just passed my test over a year so would rather avoid involving my insurance tbh?

Just be aware you are obliged to inform your insurer of the accident regardless.

Hintza

neilmcl wrote: »

Just be aware you are obliged to inform your insurer of the accident regardless.

But only a fool would do so. (Edit:- in this instance)

loskie

neilmcl wrote: »

Just be aware you are obliged to inform your insurer of the accident regardless.

This.

Not to disclose the accident could be classed as fraud if found out. You may find that the other party correctly notified their insurer.

arcon5

Ask her if she's told her insurer. If she had you do the same. If she hadn't then agree neither of you do and forget it ever happened

DUTR

arcon5 wrote: »

Ask her if she's told her insurer. If she had you do the same. If she hadn't then agree neither of you do and forget it ever happened

They can both just inform their respective insurers for notification purposes.

arcon5

DUTR wrote: »

They can both just inform their respective insurers for notification purposes.

Why would they both want to do that?

As said, if she hasn't op then try to agree neither of you do and completely forget it otherwise you'll be declaring it for the next 5 years and see increased premiums as a result. Sure she won't be happy about that.

DUTR

arcon5 wrote: »

Why would they both want to do that?

As said, if she hasn't op then try to agree neither of you do and completely forget it otherwise you'll be declaring it for the next 5 years and see increased premiums as a result. Sure she won't be happy about that.

That is a tale I have seen here, I've notified my insurer of incidents, my premiums always seem to come down, they can inform their insurer and he can still settle outside.

gilbert_and_sullivan

Damn, dropped me halo somewhere, no shortage of spares round here mind.

Pay up gracefully, thank the lady for her understanding and discretion, and keep schtum.

arcon5

DUTR wrote: »

That is a tale I have seen here, I've notified my insurer of incidents, my premiums always seem to come down, they can inform their insurer and he can still settle outside.

Probably not by as much as it would without.

A few dummy quotes easily shows this. It's not a myth, it's basic statistics, the more incidents you have the greater risk you are deemed to impose.