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The Happiness Fund.

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Happy payday Friday! Your trip will be refreshing and do you both some good.

    There's a few leaving / left from my place, sometimes it takes just one more thing for people to decide it's enough.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Have a lovely day visiting Andy ☀️ 

    I’m glad you still have your job. People are leaving my work in droves too, or retiring since the new contracts & rotas came in. Without a partner to financially support me and being too young to retire I will be plodding on as I need the money & job security, but will keep looking in case any other suitable jobs come up. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    We are in it together. I shall be polite but let's just say my tummy troubles started early this morning. Lol. I had to cancel visiting Andy as i told him at 5am with v high sugars - i dont know why i had nothing spicy and am still delicate today.
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    It's stress SW, the body reacts in its own way and when things settle, so will your tummy. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 29 May 2021 at 9:55AM
    I was shattered this week! I'm going to tidy house and do little things in garden when i can. I will try not to buy anything but do need some bread, it can wait till tomorrow though. My energy bill is vv high, £699 it is always high but it is £200 more than usual so i will have to try to chip away at it monthly.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 29 May 2021 at 9:57AM
    Sorry to hear about the tummy troubles. I agree with Babs it’s probably stress. I get similar & ibs cramps when I am stressed too. Maybe you need to relax & take it easy you have had an awful time lately. Sending hugs x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Have a you day. If you feel like 5 mins here and there, picking things up and tidying away do it, but most of all just rest or do things which make you happy. 
    Please stop pushing your body, some of my issues are from doing that and I can't undo them.
    Write a shopping list, only go to the locations you need, don't browse as that's how unplanned money gets spent.

    Is it an estimated bill as that's a lot of money!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 29 May 2021 at 7:17PM
    Nope that is the reading up till November i think.  I have made an overpayment of £100 and will do so whenever I can. It feels like a better use of my wages rather than going out! My monthly bill is £92. 

    Tummy bug has made me delicate! so today i just about vacuumed, mopped and washed sheets in between sleeping. I am hoping that I can tidy garden over the half term. Too exhausted to do much today but at least the house is looking tidier. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,462 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Sorry to hear about the massive energy bill SW. if you are paying £92 a month how do you still owe nearly £700 ? I hope you can get it as sorted & hope you feel better today 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 30 May 2021 at 9:05AM
    Hello Skinty you are right, I only half realised late last night but was not sure till i read your post this morning. I think i panicked due to tiredness/tummy bug and thought i had to pay that as well as the £92 monthly payment. It was a mistake The good news is that is my bill till November and works out at £92 a month till then now that i made an OP of £100. The relief! 

    Today even with the tummy bug, I am planning to mow grass in garden parts are v long.  This will take all day!!!! I It was nippy when i went into the garden yesterday. I do need some potatoes, bread, bananas but dont know if i can walk to the shops due to tummy troubles so i will see. 
    Aiming for a minimal spend 2022
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