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The Happiness Fund.
Comments
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Well done on controlling your spending so far. Only 12 more days to go to the end of September !0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I'm washing some bedsheets and then I will pull myself together and plan for my glorious day off. I've been on phone to counsellor to re register to cope with work.Aiming for a minimal spend 20220
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I hope the counselling helps SW x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
All is well here. I have advertised on website and on the same day someone has asked to view my house. I asked if he could come on Tuesday of next week after my parents have gone. I wanted a lady but beggars can't be choosers and I need the money. We shall see.Aiming for a minimal spend 20220
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Make sure you ask lots of questions SW. There are some examples on the net if you google questions to ask a lodger and get info re his employment and some references. Don't ignore your gut instinct if you don't feel comfortable. Hope it all goes well.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I will research before Tuesday and let's see what happens. He might not like the place as it isn't a mansion and he is a MD. Yikes.
I have been busy at work today and doing some paperwork which has been driving me mad since I arrived home. I am hoping someone can tell me if I am doing it right so I don't make an utter !!!! up tomorrow morning. We shall see.
I spent £0.20p on comfort tea today as I was so stressed. I also put £10 credit on my mobile phone. Parents come tomorrow I am soooo happy.
In 8 days it will be payday. Hooray. I have just about enough to cover my credit card bill. I'm going to try not to spend any more money at all for the next week. I hope I succeed.Aiming for a minimal spend 20220 -
Good luck with the lodger SW ! Have a lovely time with your parents and hope you get the paperwork sorted0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I am so glad to be home. I've lots to do this weekend workwise but it is nice to be able to do it with my parents here. Steve and Andy are visiting tomorrow. V happy, I will also go for my flu jab tomorrow too.Aiming for a minimal spend 20220
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I had my flu jab yesterday and it was fine (apart from being a bit sore for a while after I absent-mindedly scratched the site!!)
Roll on payday - this trying not to use my credit card malarkey is harder than I thought. I'm being spurred on by KW, who is going great guns. He hasn't had a credit card in nearly a decade and it got me thinking that I should really see how much money I spend on rubbish by just sticking it on the card and then paying it back out of my current account. By using my debit card, I'm being more mindful about whether I have enough money in the account at that very moment to cover buying whatever it is.
I did, however, buy a vegan choccie bar which I'm just about to nibble onFingers crossed it'll taste awesome!
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Well done on having a flu jab. My arm hurts a bit but it's ok. I have been chatting on and off to parents today. The boys came and gave me their phone and I am so chuffed with it. It does all this fancy stuff.
I gave my old phone (also a present from Steven) to my dad. It ended up costing £15 as it went straight to Bluetooth. So I charged up dad's phone to make sure he had credit.
I am selling my white sofa in the kitchen to make way for the small table and chairs that I bought last week.Aiming for a minimal spend 20220
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