Take a peek at my hand?

Ray_Singh-Blue

Update #43 Q3 2025

Managed to pay 40K in this quarter, representing our full his 'n' hers ISA contributions for 2025/2026. Bought some VWRP and some VGOV, in proportions enough to maintain the sort of 60:40 balance of stocks and not-stocks.

VWRP: £281K, Cash: £151K, VGOV: £60K, Other stuff: £52K
Total: £544K on October 3rd.

Past the half-million mark! Who would have thought it. The portfolio has roughly doubled in the last 2 years.

About a third of the gain is due to the introduction of £80K of new funds. A third is due to the strong performance of world stock markets. And a third of it is due to risky, extra-curricular bets on AI, lithium and quantum computing.

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Edit, 9th October 2025: don't normally add to these posts, but I have just sold some of that "other stuff". Specifically, the quantum computing stocks.

They have risen spectacularly, and so I feel justified in taking that spicy stuff off the table. Bought more VWRP with the proceeds - the V stands for vanilla I think.

VWRP: £307K, Cash: £153K, VGOV: £60K, Other: £38K; Total: £558K

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Edit #2, 7th November 2025: Sorry, another addition! To confess to playing a small game or higher-lower last week.

Sold 1093 units of VWRP a week ago, and today was able to buy back 1116 units of VWRP for the same money. In the meantime, parked the cash in CSH2 ETF where it earned interest.

The round trip effectively netted £2,968 after dealing fees, tax free.

Suppose this might be the closest I'll get to shorting the market.

VWRP: £315K, Cash: £153K, VGOV: £62K, Other: £40K. Total: £571K

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Edit #3, 10th November. Markets jumped 2% today so played higher-lower again. Sold 1116 units of VWRP and put it back in CSH2. Liking this volatility game and hoping for another chance to play soon, although I do remember from musical chairs that it's fun until the music stops.

Cash: £297K, VWRP: £175K, VGOV: £62K, Other: £41K
Total: £574K

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Edit #4, 14th November. Another spin of the wheel yesterday. Noticed markets had dropped almost 2% again so bought back 1134 units of VWRP. Set a limit order to sell if the price of the lot rose by £1K. Obligingly, it did so within the hour. Back in CSH2. 

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Edit #5, 28th November. Bought 1143 units of VWRP with the proceeds last week after a drop, and sold them all again today.

Cash: £299K, VWRP: £175K, VGOV: 62K, Other: £43K
Total:  £579K

This will probably end in tears won't it?

Cheers,

Ray