Time to step up to the plate..

Levi-

Steppie is amazing
Birdie is amazing
This is a perfect match. x

hummingbird

Levi- wrote: »

Steppie is amazing
Birdie is amazing
This is a perfect match. x

And so are you!!Never ever forget it! xxx

stepuptothepl8

Hi HB !! :hello: how lovely to see you here!

liltdiddylilt

Yay I am caught up!!!

Hello lovely! Levi is right, your sig is looking incredible. Can't wait for the day you can tell us you got 0% offers :D

Do you ever stop?! It is a wonder you're not flying ahead of me on steps the manic way you run around. I hope your book club was lovely jubbly! I have a book club with myself at the moment, trying to catch up with half a dozen books my work colleague lent to me!!

Right best get back to work! xx

stepuptothepl8

I never stop Book club was great this week, a really interesting discussion. I'm running a quiz night on Sat night, so am madly planning for that now.

In MSE news.. I've paid off the OD on the joint account :T :T and another OP to my CC1. Im feeling very positive at the moment, and think cc1 and I will part company in November rather than December :j :j hurrah! These small daily OPs have really helped, even if it's just pence xx

liltdiddylilt

That is amazing news on the OD and the CC!! Are you snowballing what you put towards the OD on the CC or was it a small amount? Well, every little helps. I still pick up pennies from the floor on my way to work!

Love the quiz idea. Is it a quiz on a book or just a random one?! I used to do them. I always knew the answers to the most bizarre questions, but give me a maths one and I floundered. Fast forward to today, I work in finance, spend all day doing maths and rarely get time for trivia!! Still know lots of useful and useless rubbish. xxx

Levi-

That is amazing for the O/D.........woohoo...:D one step closer to the dream holiday xx

stepuptothepl8

liltdiddylilt wrote: »

That is amazing news on the OD and the CC!! Are you snowballing what you put towards the OD on the CC or was it a small amount? Well, every little helps. I still pick up pennies from the floor on my way to work!
xxx

Yep, any OPs go towards CC1 (now that my emergency fund is at target) as that's the most expensive debt. The statement is a long read now, what with almost daily OPs, some just for pence, and some for more The OD (£500 max) was paid off from my emergency fund excess According to the snowball calculator I should be free of CC1 by November :j :j Somehow I've been very lucky with holiday let money this month, and I've made it work. Plus there have been no emergencies thus far, which always helps!

Might have to start another a/c for the dream holiday Levi!!

Levi-

Do they mind if you just pay pence to your credit card? I might start doing that with the money whenever my account is in "odd pence" and send it to a credit card, I guess it would soon add up too

stepuptothepl8

They don't mind at all Levi! It's all done online, so nobody sees or cares! Plus I like having round numbers in my regular a/c as I am that OCD! It really does make a difference.. Even tiny amounts xx