Free legal expences cover

Free_Motor_Legal

demonted wrote: »

If registered, will www.freemotorlegal.co.uk pursue a members claim for:
*Insurance excess
*Car hire charges
*Repair cost

Caused by:

*Substantial object falls from a vehicle travelling ahead
*Object lands into the path of a freemotorlegal members car
*Object appears within a blink of an eye, evasive action not possible
*Object is hit, causing substantial damage to the freemotorlegal members car


freemotorlegal members car travelling behind, when object fell from vehicle ahead, incident occured on motorway, both vehicles travelling in region of 65mph, same direction.

Details of driver, insurance and private vehicle carrying object all obtained at the scene.

Hello

There appears no reason why assistance could not be given here, but please contact our claims reporting team on 0800 144 44 88 (select option 1) to discuss further and we will see what we can do to help.

demonted

freemotorlegal..... Thanks for responding

The example I posted has been and gone and claim settled.

I asked, because at the time various Claims Management Co/CHC were not prepared to assist, each and everyone stated "it's not something we would take on"

I explained there's no better example of a non fault accident, however, none would assist; I called 5 and got the exact word for word response and none would elaborate further.

However, when I did make a claim with my own insurance provider, turns out that Motor Legal Protection was automatically included within my policy and the substantial claim was settled.

mafield

So, after all the adverse comments regarding 'Free' motor legal cover, are there any recommended multi-car policies that ARE worth having, or is it better to just bite the bullet and pay for each vehicle's additional legal cover when renewing the insurance policy?

lisyloo

Did you read my post #31?
You can buy a proper insurance policy at low cost for multiple vehicles.
By proper I mean an insurance policy with FOS and FSCS protection.

I've not claimed so can't make a recommendation but would personally prefer to have a proper policy that has contractual obligations towards me.