Diary Mortgage Free Road To Change My Life

Luckyinlife

12 hours spent at the house today

stripped bathroom removed toiler sink and bath tiles fully cleaned ready for new suite to be fitted

took delivery of the new suite looks amazing for £400 so am well happy with it

money news
Won £25 on PB :] not a lot but thats £100 in 3 months

Cream_Tea

Exciting! Is this the last bit left on your house? Will you be moving soon? I bet you won't know what to do once you've completed the house. Or have you started hatching the next plan?

CT

Luckyinlife

Hi cream tea. There is a load of little bits to do now like
finish kitchen of 90% done now tho
20% painting left
loft floor and 2 velux windows ( this will be my office now instead of the 3rd bedroom)
bathroom
once all this is done just flooring thro house and its done :]

Hopefully all this will be done by the end of September now and then i can start moving in next month or 2

Im in no real rush really got a lot on this month at the house and work and remortgaging so will be nice once its all done

Plan Once all is done is to relax thro the winter/save. Maby even look to take another house on as a project if the sums adds up as my area 90% of houses need renovating and is a few £ in them if you can flip them quick but we shall see how much i have at the end of the winter :]

Ali-OK

Congrats on the PB win - excellent return in 3 months :T

Watty1

Congrats on the PB win. 90% of houses in your area need renovating? Wow! Clearly not in the south east then

Luckyinlife

Thanks watty

Ya it seems as if people just aint got the money in my area to spend on them the ones that do come up with a full refurb new everything go for a lot more around 20-30k more

It is a lot for people like myself these days to get on the ladder let alone spend another 10-15k on the house im a lucky guy

Luckyinlife

So Septembers money news

Im trying my best to keep a hold of money without spending to much on stuff but i feel like im not in control of my money currently (I am) but just feels like im not

So heres my attempt to sort things out in my mind and on my dairy

My current EF is 16k 6k of this can and will be used for Remortgage and OP
house fund stands at 6k for work being done/kitchen floor ect
Total 22k for now

I need to pay for the following
3.2k for kitchen
300 for doors
1.2k for guy whos doing kitchen doors bathroom loft ect ect will pay once finished

this is money i ow out currently total --- £4800

i still need to get the tiles for the bathroom £400-500
i still need to get wood floor for down stairs £800-1.2k
i still need to get loft flooring materials and 2 velux windows £600

so the 6k house fund wont be enough but i keep uping my standards all the time i guess im building a home for many years to come so a weee overspend is welcomed

i feel better now put it on here

And now the house is coming along its 100 times nicer than i could of imagined 6 months ago feel blessed

SuperSecretSquirrel

That lot takes you just 1k over budget Lucky. Having watched plenty of Grand Designs and Restoration Man I think you can practically call that an underspend haha! All of what you're spending on will benefit you while you live there and likely be worth something if you ever decide to sell up. I think you're doing the right thing and won't regret it one bit

Luckyinlife

Haha thanks SSS grand designs and restoration man are few of my favs i know they spend some crazy money on them.

Ya i guess most of whats left now is cosmetic stuff like doors floor carpet bathroom tiles ect :]

thanks for popping in sss

Firegirl

Well done on your organisation for September money news!!!!

Your house is nearly finished by the sounds of it. I still think you should develop a property. You have a lot of skills and you are seriously organised!!!