Diary Mortgage Free Road To Change My Life

Luckyinlife

PPI Money arrived today :]

£596 so ill add £400 out of my daily pot to make this 1k and add it to the EF which now stands at 15k

Few plans with the EF for the next few months

I need to remortgage this will come at a ERC tho of 1.8k or so but will save me 3k a year for the first 2 years and roughly 2k there after so well worth paying

If i do get the remortgage im after i should be left with around 13k EF so then i would off load 5k onto the mortgage getting me down to 60k and still have 8k EF left which would be more than 2 years mortgage payments easily a year and bit bills with full bills

Thats the plan anyway for now maby it will change but well know more next month on that front

Ali-OK

:j Great news and a good plan.

When are you going to move into your house?

Luckyinlife

Ali-OK wrote: »

:j Great news and a good plan.

When are you going to move into your house?

Thanks ali

Basically all thats needs doing now is

2 days of painting mainly glossing
Kitchen needs to be fitted
Doors hanging
Flooring the whole house wood downstairs carpet up stairs and in bedrooms and landing.

The carpenter whos fitting the kitchen hanging doors doing a few other jobs for me rang me this morning so hes starting on Monday :j:j

Booked him in over 6 weeks ago now so hes at mine for a full week hopefully doing 10 hour days lol

So im hoping the house will be ready for the floor by the end of this month

then i can move in when ever really i live with family 5 streets away from where i bought my house in the area iv lived all my life ill only move if i can ever afford a farm lol

Watty1

moving in party ?

Luckyinlife

Watty1 wrote: »

moving in party ?

Ya wont be a party just a BBQ hopefully if i get it done while the suns still around haha

Watty1

Might be a bit late? Very cold here today!

Luckyinlife

Maby i love September outdoors so maby one day in sept :]
Update

First off i spent £780 on flooring and tilts for the kitchen today :eek:
This was a discounted price from over £1200:eek::eek::eek:

I went for a Natural Stone tile for the floor

And a Natural Stone mosaic for the wall


The pictures dont do them any justice really but you get the idea :]

spend about double what i thought i would going for stone tho but it will be worth it good thing i aint got a big kitchen i say haha :rotfl:

Luckyinlife

Also bought 3 of these doors for the hall way so they leave in light into the hall way thro the rooms. came in at £300 with vat they are the same range as the kitch so will go well with whats there.

diamondsonly

Hey Lucky, I love love love love the tiles. They look brilliant! its all going to look so amazing when done. xx

Watty1

Love love love the tiles