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Diary Mortgage Free Road To Change My Life

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Comments

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    These great things really help to keep things ticking along nicely. Those bonus boosts make a significant difference and really help with motivation. Needless to say i'm waiting for mine...

    Ya ill keep you updated hopefully i get it before i remortgage and it can go towards that :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Quick Update

    Managed to clear the front garden border out i got space for 3 cars on the drive and there is carport to the side and a big area which has pebbles down with a border anyway the border was way to over grown so me and my boy ripped all the trees out and it looks so much better now took 2-3 hours but the sun was out so enjoyed

    Still need to clear this lot of trees and shrubs i have need a skip and 2 days off work to get it all cleared by i may wait till the carpenter has been as i guess there will be loads of rubbish left once hes gone
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Onboard with your diary :D

    Well done on clearing the jungle :D and roping in the youngster, wish mine would help, or be bribed :rotfl:

    Skips are expensive, I'm lucky a neighbour 'tops up' 1 or 2 en route to base ;) , but the hedge trimmings can go in my council subsidised compost bin or green collection bin. Still got a decent size tree root to keep chipping away at and dispose of!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thanks ali :]

    Ya i could easily fill a big skip with all the stuff i have here iv rang around and as i got mixed stuff i need to get rid of a big skip is the best option as i can get rid of it all then same time and start landscaping before winter hits us

    tell him to pop down my way haha
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Hi Lucky in Life

    You're going great guns with the house and getting that extra PB & PPI money is a real bonus towards your mortgage OPing.
    Thanks fire will be nice once i can actually just sit down there and not be dusty and thinking of things to do all the time

    This made me chuckle as, from your diary updates, I can't see you being the "sitting down" type of person. :D

    Brilliant!

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Hi Lucky in Life

    You're going great guns with the house and getting that extra PB & PPI money is a real bonus towards your mortgage OPing.



    This made me chuckle as, from your diary updates, I can't see you being the "sitting down" type of person. :D

    Brilliant!

    MIB x

    Thanks MIB
    ya the PB have been good to me last 2 months £50 last month and £25 this month so all helps and adds up :]

    No your right i only really sit down to get work done or research stuff hehe will have to get another project on the go once i actually get in the house i think haha
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Had a call from PPI today they sending the cheques out soon :]

    so hopefully get them this month would be nice

    So plan today

    work till 3-4ish then go round the house do a bit of weeding every few hours really does add up over the weeks
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Quick update

    So im really just waiting for the carpenter to come in now so i can crack on once hes gone either next week or the week after hell be here

    Iv got few jobs to do sand gloss paint radiators stuff like that

    Money news

    PPI checks are on theyr way woooo

    once these clear i will have 15k EF which is really nice ok i could use some on the house or for some OP in due time if all goes well but for now ill sit on it knowing i have a nice back up
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Cream_Tea
    Cream_Tea Posts: 427 Forumite
    Wedding Day Wonder
    That's an amazing EF. You are very inspiring (as always). Keep up the good work, it keep me thinking of what I need to do.

    CT
    Mortgage [STRIKE]£269,000[/STRIKE] £258,987 / MF date [STRIKE]June'49[/STRIKE] June'49
    Debt £24,990 / Debt Free Est. May'21

    Updated 06/05/18
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Cream_Tea wrote: »
    That's an amazing EF. You are very inspiring (as always). Keep up the good work, it keep me thinking of what I need to do.

    CT

    Thanks cream tea i hope you been keeping well
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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