In the Lowest Hour

moneyonmymindsam

To do


Start spending diary this month on Thursday and record everything!!


Claim expenses


Pay off £720 on payday - and have a bit of a life ..lol

RosaBernicia

moneyonmymindsam wrote: »

Need to decide just how much debt I am going to pay off this month...not sure why I am rebelling against my own plan ..lol xxx

possibly because debtbusting is hard to do and always on your mind and sometimes it just feels too hard even though you know it's right in the long term. Or that might be just me.

Give yourself a celebration and a little break petal (big hug)


Rosa xx

MuffinTops

Hello Sam, I hope work away is going well. I assume you're back tomorrow for your big food shop and spend diary start. I should probably join you with that too! I'm sure I have a little notepad somewhere that would be perfect to keep a track of everything.

If you're rebelling against your own plans then maybe yuo need to give yourself a break, or a non financial reward if you do push ahead? Something to remind yourself of what it's all about?

MTx

RosaBernicia

*scoops up small cat and passes her to Sam*

Little moggie would like to visit you - she's very purry and happy at being back from the cattery so will help you chill out (you may not need her 'help' when you're typing or writing so feel free to pass her back when fed up of her sitting on your wrists)


Rosa xx

moneyonmymindsam

Exhausted But home ...Dentist tomorrow ..:( very early too ...


'Twas the night before Payday when all was gone in the house
zero balance said the bank as I refreshed the screen and clicked the mouse;
The Money has been managed this month with care,
In hopes that next month some money would still be in there;

As we all are hopefully snug in our beds
I sure we just have visions of MT feeling all kissy ( TWITTERPATED) in our heads...


2 and a bit hours now until the bank balance will be in ..
Which means 1 credit card cut up and placed forever in the bin ...:)


xxxxxxx

moneyonmymindsam

RosaBernicia wrote: »

*scoops up small cat and passes her to Sam*

Little moggie would like to visit you - she's very purry and happy at being back from the cattery so will help you chill out (you may not need her 'help' when you're typing or writing so feel free to pass her back when fed up of her sitting on your wrists)


Rosa xx

Thank you............ I been in withdrawal as you know I am addicted to Moggie love ....:D:D

Dansmam

moneyonmymindsam wrote: »

Exhausted But home ...Dentist tomorrow ..:( very early too ...


'Twas the night before Payday when all was gone in the house
zero balance said the bank as I refreshed the screen and clicked the mouse;
The Money has been managed this month with care,
In hopes that next month some money would still be in there;

As we all are hopefully snug in our beds
I sure we just have visions of MT feeling all kissy ( TWITTERPATED) in our heads...


2 and a bit hours now until the bank balance will be in ..
Which means 1 credit card cut up and placed forever in the bin ...:)


xxxxxxx

Fantastic to hear a card is going Sam. You're doing so well, look at that signature, andnd poetry too! :T

MuffinTops

Welcome Home! Good to see you back here, even if the bank balance is being mean to you!

Love that little poem! Very clever! I also love my little mention! Thank you!

Bye Bye credit card! It's been ..... real! Now leave and never darken lovely Sam's door again!

You really are doing fantastically well! Happy Pay Day! Mine is tomorrow and I'm STILL not organised!

MTx

abba1772

HAPPY PAY DAY XXXX

Well done on getting shot of the credit card what a great feeling that must be xx

moneyonmymindsam

I owed £4500
Current Debt balances
1. 1619
2. 150
3. 1330
4. 900


Down to £3,999:00 !!! didn't get as much money as hoped ...so jigged the finances until everything has officially gone out of the bank so I can see what I have left ... I still do have £31.85 that needs to be paid off somewhere ... I would have liked to have knocked off The £150 as well but it might be too much of a stretch