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In the Lowest Hour

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thats still fantastic do not be hard on yourself!!!x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yay to pay day money moves. It's depressing when you have a final £150 to pay off but the money is allocated elsewhere, but it's also quite a bit to find after all you have paid already.

    I get paid tomorrow, but am away for a week so doubt it'll last long! I'm hoping to take a chunk out of my credit card bill though.

    I hope you're having a great day lovely Sam. MTxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on taking a chunk out of your debt too be too hard on yourself....... Your doing amazing xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Woooo a £K barrier busted AND a dead credit card! Sam rocks :D

    Well done you. Moggie purrs her congratulations and will be happy to flip bits of cut up credit card around for your entertainment.

    The £150 will be gone soon too. I propose taking £20 of that £31.85 for debts and the rest for a mini celebration/ reward.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • thank you all :)


    I was a bit low about it ...just impatient I guess...I need to keep motivated ..I might see how I get on this month and see if there are any area's I can shave some outgoings :)


    Got an expensive bank holiday coming up :)


    Not going to leave myself too short this month.....as under a lot of pressure ..got to submit the work expenses this month!! then I could be £100 better off :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ..got to submit the work expenses this month!! then I could be £100 better off :)

    Am I not the only person who waits and waits on doing this then? Why do we do this - IT'S OUR MONEY Sam, we shouldn't be delaying asking for it!

    I put mine in on Friday and realised there was £50 coming that I now didn't need to find somewhere else. *facepalm* :o

    I will nag you every month if you'll nag me :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Congrats on busting through 4K - that's amazing Sam! No hard feelings only celebration allowed!
  • Big hugs Sam, you are doing fantastic and the poem is amazing.

    I lost you for a while, thought I had subscribed. I get confused sometimes as I log on my phone a lot and can't subscribe on that or I can't find it anyway.

    Hope you had a good bank holiday and not too spendy.

    Take care Hun.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • ok spend to admit


    20p on bread ..


    Need to stocktake my cupboards....so I will be back ..
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • I think you can get away with that spend Sam.

    Hope you're ok.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
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