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In the Lowest Hour
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More fingers crossed for MOT.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc1 -
It passed woo hoo, just wipers to add to the bill. That's me roadworthy (I hope) for another 13 months. They said it was a good find. £80 lighter but I can live with that.
I seem to have the buying urge which is random, I know I don't need anything so will resist.
Need to have a pamper tomorrow as am looking ratty 😀😂
It's been so cold today!!
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟3 -
Glad it passedIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Good news! Glad for you, always a relief!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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@rugbymadfamily thank you.
Never did get chance to have my pamper.
Decluttered and recycled so much in the place, plus one is starting to panic 😂 I still have the outdoor feature of the old microwave which needs to go.
SamGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Just recording a NSD as trying to control the grocery budget.
Aiming for as many as possible but we will see.
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟3 -
Good Evening. I'm slowly trying to catch up. Glad the car passed its mot. Always a relief when it's over.
You're doing great with the decluttering.
Hope you managed to get that pamper over the weekend.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594972 -
Just to update - have a job offer so has taken almost 2 month but so happy to have a job.
Used a bit of savings but managed to also sell a bit on eboy so all on a balance and I'm sure if I budget a little I can put that back in.
Got all the work clothes I need (I think) so no spends out there.
Going to treat myself at some point but I don't know what.
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Yay! Well done Sam!!! It is so hard to get jobs in the current climate so extra special kudos to you
You definitely deserve to treat yourself xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Congrats on the job offer Sam that’s wonderful news xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.051
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