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In the Lowest Hour

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  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    More fingers crossed for MOT.

    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • It passed woo hoo, just wipers to add to the bill. That's me roadworthy (I hope) for another 13 months. They said it was a good find. £80 lighter but I can live with that. 
    I seem to have the buying urge which is random, I know I don't need anything so will resist. 
    Need to have a pamper tomorrow as am looking ratty 😀😂
    It's been so cold today!!
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Glad it passed :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Good news! Glad for you, always a relief!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • @rugbymadfamily thank you. 

    Never did get chance to have my pamper.
    Decluttered and recycled so much in the place, plus one is starting to panic 😂 I still have the outdoor feature of the old microwave which needs to go. 

    Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Just recording a NSD as trying to control the grocery budget.  <3
    Aiming for as many as possible but we will see.

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Good Evening. I'm slowly trying to catch up. Glad the car passed its mot. Always a relief when it's over.
    You're doing great with the decluttering. 
    Hope you managed to get that pamper over the weekend. 
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • Just to update - have a job offer so has taken almost 2 month but so happy to have a job.
    Used a bit of savings but managed to also sell a bit on eboy so all on a balance and I'm sure if I budget a little I can put that back in. 
    Got all the work clothes I need (I think) so no spends out there. 
    Going to treat myself at some point but I don't know what. 
     :D 
    Sam x

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Yay! Well done Sam!!! It is so hard to get jobs in the current climate so extra special kudos to you :)
    You definitely deserve to treat yourself x
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Congrats on the job offer Sam that’s wonderful news xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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