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In the Lowest Hour
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Ah no
sorry about the job! Hopefully you can get something soon.
If you have zero hours does that mean you can claim (or claim more from if you were already eligible) Universal Credit? I hear that they've made the system a lot simpler than it used to be thanks to the pandemic.Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £2051 -
I might put my big girl pants on and try to find out lol thank you. Not sure if far too complex as living with plus one, have house to sell and savings although I've just read 6k isn't counted. I can only ask. Awful as it sounds feel a bit tearful and useless as unemployed but must get over myself as I can make money, am frugal and no debt to service.
Slightly worried about telling plus one as don't want him to think this will kibosh the move or mortgage.
I am very fortunate to have savings so must count my blessings for that and must toughen up. 😊😂😘❤️
Lucky to be alive, with all the pandemic and must remember that.
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Definitely worth a chat with plus 1 as being between jobs is tough.You’re doing great reading your diary so try not to be to disheartened.April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!1 -
You are doing just great. Prioritise your health and see if you can shift the 50/50
Don't feel tearful and useless re unemployed, so many are in/will be in this situation and it is what it is. Just think your taxes paid for exactly this. Sending hugs xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Aspiration said:Definitely worth a chat with plus 1 as being between jobs is tough.You’re doing great reading your diary so try not to be to disheartened.
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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doingitanyway said:You are doing just great. Prioritise your health and see if you can shift the 50/50
Don't feel tearful and useless re unemployed, so many are in/will be in this situation and it is what it is. Just think your taxes paid for exactly this. Sending hugs x
I've cleaned the place today rather than procrastinating.
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Sorry to hear that Sam - I hope something fab is just around the corner for you xo
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc2 -
Just working out that I have managed nearly 6 years of low buy years!!
MOT due tomorrow so praying.
Sunday shuffle and all is well financially. Budget of £20 shop was actually underspent - change into holiday pot.
Looking at 2021 goals and how to make it my year. Also looking at YT for Swedish D eath cleaning videos for some motivation to keep on clearing. I hope this will make the selling/ move much easier when the time comes.
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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sorry to hear about the job sam
Good luck for the MOT tomorrow xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
I've heard of Swedish cleaning too.
It will be easier to move/sell if you declutter without a doubt.
You are doing great, keep going.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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