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In the Lowest Hour

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  • Aaleigha speaks sense listen to her :A

    I'll confess, I gave up on Fleabay a long long time ago! It drove me mad when they raised the fees, made you charge a pittance for heavy items on postage etc was much easier back when it first started. I now sell all my wares on FB selling pages (no postage, no listing fees :T ) or Gumtree if it's a high value item (haven't had many of those in a while!) perhaps try these instead??

    I hope you've treated yourself to some well deserved chocolate for Easter :EasterBun ( I'm making my way round all the diaries in my subscription leaving that little fella :rotfl: he cracks me up!)

    Have a good one :j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aaleigha wrote: »
    When you have done your list I want you to write all the free ones on bits of paper put them in a bag and pull them out as you need a treat do what it says do something for YOU with the things that cost stick it where you will see it and every time you get enough in you PayPal decide which you NEED to do take it off a bill or treat yourself or half and half
    You need to live please don't deny yourself a life

    And just remember how well you are doing and allow yourself to accept praise and praise yourself too

    H xx

    I think EVERYBODY should probably do this - wise Aaleigha words (and would also fit very well with a happiness jar if you like the idea of those http://www.wikihow.com/Keep-a-Happiness-Jar ).

    Re fleabay, sadly there are just as many grumpy people on there as in real life - don't take it personally. I've only sold about 8 things and already had a complaint about something clearly explained in the TITLE of the item... you can always offer to refer it to Ebay if they're just being silly.

    Woooo :T to busting another £100 barrier :j


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello Lovely Sam,

    So, you avoided the comment from Nora, or is there a post hidden from me? Are you in a nice clean, warm hotel room with a lovely comfortable bed, a bath and some dishy company???? You really can tell me! ;)

    Ebay and all we do to try to scrape extra cash in can get really tedious. I agree that there are now other means of selling things. Although I've not done anything for ages. I also feel that I should sell what's not nailed down, and if I can easily pull the nails out then maybe that should go too? I have way too much stuff.

    I hope you're having a fabulous Easter and enjoying the extra time off between your horrible work things. MTx
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 8 April 2015 at 12:32AM
    Hello everyone hope you are well been working round the clock non stop. Hope to save £300 more to pay off the debt. Sold a few more bits on flea bay so fingers crossed. My last lot of items goes on this weekend...I can't wait to stop posting :) roll on Saturday first day off for weeks :) xxxx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    Hello everyone hope you are well been working round the clock non stop. Hope to save £300 more to pay off the debt. Sold a few more bits on flea bay so fingers crossed. My last lot of items goes on this weekend...I can't wait to stop posting :) roll on Saturday first day off for weeks :) xxxx
    Morning Lovely *waves* *slides over a cuppa and a biccie*


    So impressed with your ability to save. It's something of an elusive skill to me! :o


    And I hear ya on the posting lark - it's such a faff, isn't it? But still, it's a good way to declutter and raise some funds at the same time. :D


    And yay! for your first day off in aaaaaaggggeeessss - are you planning anything wonderfully relaxing, or just to sleep through the entire day?


    Nora.xx
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Hey Sam do you want some chocolate cake to keep you going until the day off - roll on saturday
    that will be a visiting day for me
    wednesday is virtually over so just two more to go before you can relax
    300 to pay off the debt will be brilliant
    but I have said it before (might not be to you) BUT take some time to enjoy your life - it took a long time to get the debt so as long as its not incurring interest - take a day off with some money to enjoy it :) totally recharge yourself :)
    hope the next two days are not too manic at work
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • Morning Ladies :j

    Hope you are good :)

    Yum thanks for the food :D

    I plan to sleep as I am very tired as always I have so much to do.

    Hope things in your worlds are good,good luck with the visit Aaleigha

    Tjanks for cheering me up with the messages
    :beer:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Sam

    Hope you've had a good sleep.

    I can lend you a purring moggie to curl up by you if that would be helpful :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 10 April 2015 at 12:27AM
    Hi Sam

    Hope you've had a good sleep.

    I can lend you a purring moggie to curl up by you if that would be helpful)


    Rosa xx

    :A i love the sound of the moggie :):) finally home from being away from work so happy. One more day to go...Under pressure from friends to go out and spend :o
    not sure about what part of am trying to get debt free is not clear!!!!!

    ....been in london so spent quite a bit on the daily getting around. Boss says i can claim a little back in expenses so at the end of the month I might see if it's enough to bother claiming back .

    Money in bank is doing ok but i do need to start an envelope system to help me divide up the weeks. Might start drawing out and separating into weekly amounts.

    need to get lots done to my home..but I will speak to the landlord tomorrow..:p
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Made a plan to get the 3400 down to 2500 on the 28th this month. I still feel 2500 is a lot to go..half way from when I started though...although it feels like it never goes down..ate my easter egg (yep the lot) while contemplating just what to do about my finances ..lol

    Another weekend where I am going to look at what can be sold as i have done so well so far pretty sure .. I have made a good 400 since I started.

    Wardrobe looking quite slimmed down but not missed anything yet :) which means I must have owned too much crap ..I have my eye on a vest or two for summer but they are only £5 each so two would be plenty...However I think when I get to the shops my size will have sold out so I won't waste much time thinking about those :/
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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