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In the Lowest Hour

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Comments

  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    *unwraps chocolate noisily, listens for any response*




    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 10,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Oops sorry, I heard a chocolate wrapper but you were not offering them to me. Hurry up Sam. I'm not trustworthy where chocolate is concerned :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
     :'(  I missed the chocolate 
    Hope everyone is well and staying safe x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Need to update this from :D July 2018  :o I've been AWOL ..
    Going to do an update of where I am and share some highs and lows soon.
    Stay safe everyone  o:) xx


    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm sure we can find more chocolate!  *heads off to relevant cupboard*
    All doing OK in Rosa garden, how are thing with you?
    RB xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi :) so pleased to hear you are good. 
    My life is crazy right now so need to make a plan :s
    Debt free though - and luckily I am DF as I now have no JOB :'(
    So finances are fine *she says without looking* I do have an emergency fund but really feeling the pressure to get back to work ASAP not so much for financial reasons mainly just feel really unfocused and lost, plus the word RECESSION scares me to death.
    Sadly lost 2 family members, one being my mom so am officially an orphan these days!! I don't have a budget anymore so that's going to be the starting point - setting a new budget, getting a job and deciding just where I am going to live between 3 places. Still have my flat but currently staying with plus one for a bit - which at this point lets just call it "eye opening and interesting" lol 
    Sorted my CV and applied for 12 different jobs so we will see what feedback next week brings. I have not worked for 2 weeks but then haven't rested at all as been stressing about what will be. 
    xxxx






    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So sorry to hear about your mum Sam
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about your mum and your other relative Sam. 
    Good luck - fingers crossed you find a fab job. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    Bless you both and thank you.
    Opportunity to make new life goals I guess and put a positive spin on things everything always comes at once sods law i think its called lol 
    I'm in a good place just over thinking everything. Xxxx
    Sending you both my love - stay safe 

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • doingitanyway
    doingitanyway Posts: 10,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good to have an update from you Sam. 
    Sorry to hear your mum died.
    Re finances: it may be challenging but you have the skills and knowledge to change things so wishing you well with that. Take care and keep updating here :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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