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New Drivers Must Read On Insurance!

I'm a 19 year old male and I've just passed my driving test.

I have a 1.4 Rover 200. Last week (before I passed my test) I went onto www.quinn-direct.com and insured my car on a provisional license for £700. Very good I think as other quotes for like £1,300!

When I passed my test I expected my premium to go up but when I phoned them they said the premium remained at £700. I couldn't believe it! All the other insureres were charging at least £1,300!

So, if your a new driver, get your car insured online at www.quinn-direct.com, say you have a provisional license. After, phone them and say you made a mistake and you have actually passed and you should get a cheap premium.

Let me know what happens!
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Comments

  • csingleton wrote: »
    I'm a 19 year old male and I've just passed my driving test.

    I have a 1.4 Rover 200. Last week (before I passed my test) I went onto www.quinn-direct.com and insured my car on a provisional license for £700. Very good I think as other quotes for like £1,300!

    When I passed my test I expected my premium to go up but when I phoned them they said the premium remained at £700. I couldn't believe it! All the other insureres were charging at least £1,300!

    So, if your a new driver, get your car insured online at www.quinn-direct.com, say you have a provisional license. After, phone them and say you made a mistake and you have actually passed and you should get a cheap premium.

    Let me know what happens!

    not a good idea. Insurance companies are not thick, it could mean they will refuse to insure you and you will find it harder to get ather insurance and it is fraud. Don't do it!
  • Idiophreak
    Idiophreak Posts: 12,024 Forumite
    10,000 Posts Combo Breaker
    it's worthy of note that quinn direct are normally a fair bit cheaper for young drivers than other people anyway...
  • Inactive
    Inactive Posts: 14,509 Forumite
    csingleton wrote: »

    So, if your a new driver, get your car insured online at www.quinn-direct.com, say you have a provisional license. After, phone them and say you made a mistake and you have actually passed and you should get a cheap premium.

    Let me know what happens!

    Giving false information to an insurance company is not a clever thing to do, it could invalidate your cover leaving you uninsured.
  • Crabman
    Crabman Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    We don't know how much they charge if you are quoted with a new full licence - does the OP have this data? Otherwise it could just be they are cheaper for new drivers.
  • katiekittykat
    katiekittykat Posts: 9,622 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That is the case with all or most compainies, some even go up when you have passed, this is because when you are a learner you will always have someone in the car with you, when you pass you won't.
    Friends are angels who lift us to our feet when our wings have trouble remembering how to fly.
  • Ferrari360
    Ferrari360 Posts: 21 Forumite
    Hey mate!!

    NICE car ;)

    i have a rover 200. 1.4 r reg, as my first car!!

    test is next week cant wait! (i'm 17)

    and yes im with Quinn direct.. insured my car with them TPFT!! paying £900 in total over 10 months (on my provisional licence!!) and expecting it to rise to £1600++ after my test, they said the same..... It WONT GO UP:T:A:rotfl::T Could'nt believe it!!!! )
  • Magpye
    Magpye Posts: 607 Forumite
    A word of warning on Quinn: My OH had a nightmare time trying to get his proof of no claims off them when he insured with them, took us four months and threat of legal action before they complied. Yes they're cheap, but their customer services sometime leave a bit to be desired.
    "All cruelty springs from weakness" - Lucius Annaeus Seneca
    Personal pronouns are they/them/their, please.

    I'm intolerant of wheat, citrus, grapes, grape products and dried vine fruits, tomato, and beetroot, and I am also somewhat caffeine sensitive.
  • pboae
    pboae Posts: 2,719 Forumite
    1,000 Posts Combo Breaker
    My sis didn't renew with Quinn's last month (cos she got rid of her car) they sent her no claims proof out next day. So maybe they've sorted their CS out now.
    When I had my loft converted back into a loft, the neighbours came around and scoffed, and called me retro.
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You shouldn't need separate "proof of no claims". Your renewal notice should state how many years' no claims bonus the renewal price includes, and that is sufficient proof for most insurers.
  • shelly
    shelly Posts: 6,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    csingleton wrote: »
    So, if your a new driver, get your car insured online at www.quinn-direct.com, say you have a provisional license. After, phone them and say you made a mistake and you have actually passed and you should get a cheap premium.


    What sort of d!ck are you going to sound like saying you have a provisional license then phoning back later saying "Oh sorry I made a mistake, I have passed my test but I forgot" :rotfl:
    :heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:
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