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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Mum and Dad have decided to move down here in the new year :j :j but for now it could go in a friends garden :D It does seem a lovely idea doesnt it, just hope its not too busy
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hey BenBen, just popped back on your thread to have a catch up. I'm so impressed you are doing well! I'm not a DFW but have aims like yourself and am thinking of starting something similar. You are inspirational, sounds like you are going to have a very happy Christmas!!

    MPx
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning all :D:D Well, today is christmas decirations day and the weather outside is yucky !!! Don't think the forest will be too busy after al as most people will nip to the handy garden centre instead, so think we will wrap up warm, get the wellies on and trek off to the forest :D:D The hardest it isn't getting the tree its putting the thing up - we bought one of those tubs for it to stand in a few years ago, but it needs someone to hold the tree straight and someone else to screw the base bit to hold it in place ... hopefully this year it will work and I won't have a wonky tree again :o:o Think the carnival tonight will be a washout too :confused:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning benben - I hope you get a fab tree and that it doesn't end up wonky.

    Do we get photos later?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Ooooh that sounds a bit technical hypno, but I'll see what I can do ;):D I've just done 2 piggy clicks and earned £1.80 on aqa but ds is whinging for breakfast now so will haveto stop :rolleyes: :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • We are going to our local forest today for our tree and usually we have a great time. Referring to what you said earlier about being able to do free things like forests while DS is small, our kids love a day out in the forest and they're 13 and nearly nine (tomorrow). In fact when we went for our tree last year DS brought 4 friends and they loved it too so you might get away with the free things for a few years yet (or more realistically, maybe a mixture of free and paid for!).

    Hope you have a great time, and our tree ends up wonky every year and there's 4 of us to help!!
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Car tax is due at the end of this month ... I have been putting £10 a month into savings towards it but it will cost £63 for 6 months so I need to find another £13 to make the total. Ideally I would pay the whole 12 months which works out £11 cheaper over the year, but I think if I go for 6 months at least I know I have the money for that. I need to make a bit extra from aqa this month to cover the extra £13 and at least then that will be a bill paid off without being overdrawn ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • What might be an idea is paying 6 months now and saving up to pay 12 months in June. It works out cheaper to pay the 12 but by paying 12 months now you will end up paying your car tax every christmas - not the best time to find money.
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thats a plan chicaholic ... as my electricity dd has gone to £35 a month and I have budgeted £50 I can put £10 of the extra money into the car tax pot instead :beer: which will give me enough in June to pay for 12 months ;):D thank you !!!
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • skint_spice
    skint_spice Posts: 13,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have fun getting your tree benben, we put ours up last night and I'd forgotten to buy chocolate decorations - what a rubbish mum! needless to say we're off to the shops later...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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