Diary of my new life !!!

benbenandme

Clean out guinea pigs
Speak to pet shop re. Button and possibly take him there
Update Julys finances
Ironing
Buy a card / wrap parcel for ds party tomorrow
Empty out the car (service/mot booked for monday)
Sort out car insurance
Cancel old contents insurance
[STRIKE]Send off mobile bill for cashback [/STRIKE] DONE
Food shopping
[STRIKE]Attempt all the surveys in my inbox[/STRIKE] DONE

I'm pleased I've sorted the mobile cashback as that will be 30.00 coming my way in a week or two :beer:

benbenandme

Morning I rang the pet shop today but the lady I've been dealing with and who knows all about Button is off this weekend, so looks like he'll be here for a couple more days at least
I've had a bath and ds has had his too and I've found a card and a present for the party from my present mountain , I just need to get some wrapping paper. Most of my flat is tidy except for the lounge which looks like someone dropped a bomb on it Theres paperwork / cups / guinea pig stuff everywhere BUT... the sun is starting to come out so we may just go out and ignore it :rotfl:

Karmacat

Hi Benbenandme

I agree with Millyscarlett and KeepingMotivated, you really are amazing the focus you have. I mean, you're now a single mum and here you are overpaying on the mortgage - I think its brilliant. A question about the *method* of overpayment, actually - do you save it up make one overpayment a month, or transfer it across online as the extras come in? Mine is Nationwide, and I've been "overpaying" by transferring across lump sums from savings that reduce my monthly payments, tho I don't have much leeway on that any more .... just wondering what you think is best.

benbenandme

I'd love to be able to pay it off straight away but my mortgage won't let me, I have to pay a minimum of 500.00 at a time :rolleyes: so I transfer all the little bits into an ING account and then every time it hits 500.00 it gets paid off the mortgage My fixed rate runs out next June and when I remortgage I want to get one that lets me pay bits off as and when I like, and also one that lets me see my balance online, mone doesn't and I have to phone up each time :rolleyes: Its not a big thing but I know being able to see it and track it even closer will make me more motivated to find extra bits to chuck at it

Karmacat

I know what you mean about seeing it - I wonder if you can see the interest you'll be charged on those as well? I'd certainly like to be able to see mine online, maybe you can with Nationwide, but I'm focussing on finding the dosh first!

Have a good one!

benbenandme

Morning all Last night I went out for dinner with poorly mate and treated her, (21.00), other than that I only spent 70p on the car park for the birthday party and 60p on wrapping paper for the present (all 1p/2p/5p's that were weighing down my purse ).

Today I'm going out with a bunch of mates to a country fair type thing,I'll have to be good and not spend too much while we're there

benbenandme

Not quite sure where this weekend went but it seems to have disappeared in a puff of smoke I'm quite excited about this week at work though as the summer holidays start on friday :j :j and then I can crack on with my summer challenge

Today I spent 5.00 on entry and 5.00 on hog roast for lunch oh, and 25.00 on petrol and 1.50 (reduced ) on a little fold-down tray for the car for ds and 45p on a bag of revels

I need to go and dig out the list I made for this weekend as I dont think I've achieved much of it I also have to take the car in tomorrow morning for its service / mot, so I need to get organised tonight as we need to leave half an hour earlier than normal in the morning.

benbenandme

Clean out guinea pigs
Speak to pet shop re. Button and possibly take him there
Update Julys finances
Ironing
[STRIKE]Buy a card / wrap parcel for ds party tomorrow [/STRIKE] DONE
[STRIKE]Empty out the car (service/mot booked for monday)[/STRIKE] DONE
Sort out car insurance
Cancel old contents insurance
Food shopping
[STRIKE]Send off mobile bill for cashback [/STRIKE] DONE
[STRIKE]Attempt all the surveys in my inbox[/STRIKE] DONE

Its a bit pathetic isn't it

Keeping_Motivated

No its not pathetic coz you have been out with friends and had a nice weekend and thats important too.

Have you arranged to the guy you went out with the other week again yet?

KM x

Karmacat

But you went out and did lots! You had fun! We *have* to do that now and again. You enjoyed it, yes?