Can insurance company claim it was a "low impact crash after paying out for 3k damage

Spicy_McHaggis

pothole007 wrote: »

but is it not the case if someone crashed into your car causing damage and injuries and drives off, leaves the scene of crash,then makes a statement to there insurance company say "it was only a slight tip".how can that statement be used in any court?if it was only a tip,how did 4 people witness the crash and then see the person look at the damage,stumble back in there car and speed off????i even have a copy of police statement him admitting this.

Think about what you've just said there.

He stopped got out and saw the damage. That's how he can say it was only a slight tip.

If you remove his responsibilities under the road traffic act and concentrate on the extent of your injuries it may make it easier for you to understand.

Tilt

Can I ask if the driver actually stopped to exchange details?

Spicy_McHaggis

Tilt wrote: »

Can I ask if the driver actually stopped to exchange details?

In the unedited OP he stopped then did one, so no.

Tilt

Spicy_McHaggis wrote: »

In the unedited OP he stopped then did one, so no.

Obvious questions then; how does the OP know he was drunk and how did he obtain his insurance details? Did he mange to obtain the VRM?

Spicy_McHaggis

Tilt wrote: »

Obvious questions then; how does the OP know he was drunk and how did he obtain his insurance details? Did he mange to obtain the VRM?

There's no evidence he was drunk, apparently the went to his address and wouldn't test him. Now the OP has decided to remove that bit, in the OPs local area they for some reason cannot conduct a forensic count back.

Tilt

Spicy_McHaggis wrote: »

There's no evidence he was drunk, apparently the went to his address and wouldn't test him. Now the OP has decided to remove that bit, in the OPs local area they for some reason cannot conduct a forensic count back.

Hmm, curious to know why. By removing vital bits reduces credibility IMO. Notice that the edit occurred over 4 hours following the OP.

Spicy_McHaggis

Tilt wrote: »

Hmm, curious to know why. By removing vital bits reduces credibility IMO.

But think of the children, they were in the car.

Tilt

Spicy_McHaggis wrote: »

But think of the children, they were in the car.

Didn't notice any ref to children. If the OP's account is true then surely there would of been a prosecution?

Spicy_McHaggis

Tilt wrote: »

Didn't notice any ref to children. If the OP's account is true then surely there would of been a prosecution?

Who knows if it is or not, that's irrelevent to his question anyway.

Hintza

Here is the original

pothole007 wrote: »

hi.
A drunk driver side swiped our stationary car causing a lot of panel damage.we called the police.he fell out of his car and stumbled back to his feet,got in the car and drove home.the police could,nt come as they were to busy!the children in our car were crying and my body was sore from the impact,so we managed to get down to the hospital to get checked over.the police called to the drunk driver the follwing day and he admitted the crash and leaving scence of accident in police statement.they could do nothng for the drink driving bit as she was not breathalised at the scence.he was not charged for leaving scene as we did,nt push it.
His insurance sent our car to there enginners and they said car was a cat D now and either give me 6k and they keep the car or give me 3k and i keep car and fix it my self.they sent me out the cheque for 3k and that was fine.
I contacted a solicitor because i was off work for time and i had a bad back and neck which was made alot worse.His insurance is now saying it was a low impact crash and i could not of been injured????????
my mother and children were abit traumatised about the accident,it not a normal thing for kids to see a drunk driver crash into your car,get out,get in his car again and then clip car again when he drove off.
his car was never examined and vanished for a week after to repair any damage.
Is this normal pratice for insurance companys after they have paid out for the damage?
I think his insurance is going on a photo the drunk driver took of his car with alittle dent on it.