Cancelling a stolen phone contract

Collabora

grumbler wrote: »

This is a new feature of contracts started after March 2014.

I think it wont belong before all providers will be splitting contracts like o2 Refresh and Tesco Mobile Anytime Upgrade as the normal way contracts are sold

grumbler

Collabora wrote: »

I think it wont belong before all providers will be splitting contracts like o2 Refresh and Tesco Mobile Anytime Upgrade as the normal way contracts are sold

You are confusing two different things.
If a phone is sold on credit, this doesn't mean that O2 owe it until the credit is paid off. For this there are special types of contracts like leasing and hire purchase for cars.

Collabora

grumbler wrote: »

You are confusing two different things.
If a phone is sold on credit, this doesn't mean that O2 owe it until the credit is paid off. For this there are special types of contracts like leasing and hire purchase for cars.

it is the same , you only pay 1 fee lets take the HTC Desire 510 as an example

http://shop.tescomobile.com/pay-monthly/mobile-phones/htc/desire+510/tariff?deal=19119

you pay £13.50 a month as you would any normal phone contract. this is worked out as

Phone payment £4.50 Usage payment £9

for 24 months, then this will drop to only the airtime of £9 a month.

at anytime during the 24 months you can change the phone as long as you pay off the phone part of the contract without touching the airtime charge of £9.

so it is not on credit, its just on a split contract for 24 months then the contract cost is reduced

grumbler

You are still missing the point.

The topic was who owns the phone.
Even if you buy a phone from tesco or O2 on a separated credit contract you owe the phone from start. It's not leasing or hire purchase.
If you buy a phone from EE on all-in-one contract you owe it only after 6 months.

So, a separate credit agreement for a phone generally has nothing to do with the ownership.