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carphone warehouse - no credit debit card no phone

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  • Collabora
    Collabora Posts: 1,360 Forumite
    All that should be required to set up monthly payments are your bank details (sort code and account number) plus proof of ID to set up a direct debit, that is how my monthly payments work.
    A card is not required for this purpose and it gives the supplier power to take money out of your account at will in a way that can be difficult to stop as other posts on this forum show.
    Do not deal with any company that insists on your card details rather than a direct debit authorisation for monthly payments as DD can be cancelled by you at any time (if the need arises).

    The are NOT taking the card details to set up DD, it is an authorisation process to take first payment via a CC/DC. ALL major providers will ask for this.
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    Collabora wrote: »
    The are NOT taking the card details to set up DD, it is an authorisation process to take first payment via a CC/DC. ALL major providers will ask for this.
    Nope wrong again, if there is an up-front payment required you can pay that by other means.
    You will still have to make a pre-authorisation payment through the card for £1 or £2.50 which they process to do security checks and the payment is then refunded to the card.
    Still waiting for the answer to my question by the way
    It's not just about the money
  • Collabora
    Collabora Posts: 1,360 Forumite
    Silk wrote: »
    Nope wrong again, if there is an up-front payment required you can pay that by other means.
    You will still have to make a pre-authorisation payment through the card for £1 or £2.50 which they process to do security checks and the payment is then refunded to the card.
    Still waiting for the answer to my question by the way

    i suggest you stop attacking me as earlier i stated
    Collabora wrote: »
    OP i am sure tesco mobile will take cash for an initial payment,

    which you WRONGLY stated i was wrong and not you are saying the same thing , but because you say it then it is not correct.

    this is just you being a pain and attacking me at every post which is reported to forum admins.
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    Collabora wrote: »
    i suggest you stop attacking me as earlier i stated
    Why is it every time someone points out you are wrong you suggest that you are being attacked ?
    Collabora wrote: »
    which you WRONGLY stated i was wrong and not you are saying the same thing , but because you say it then it is not correct.
    You were wrong, read what was written.


    You said Tesco will take cash for the initial payment implying the OP would get a contract without a CC/DC


    I said no because they have to have a CC/DC to take a pre-authorisation payment.


    You then said you then said it's a process to take the first payment via CC/DC


    You were wrong again because as I pointed out, if they require an up front payment this can be paid by any means.


    I then went on to explain what a pre-authorisation payment was and you still failed to grasp it
    Collabora wrote: »
    this is just you being a pain and attacking me at every post which is reported to forum admins.
    You can report it to whoever you like it's still not going to stop people correcting you when you are wrong.
    Still waiting for the answer by the way
    It's not just about the money
  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    What is a debit account?
    is the deal a contract? if your cashcard isn't on a debit account, how will you set up direct debits for your monthly contract payments? Have you tried asking carphonewarehouse online?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Of course you could just use PAYG if budgeting is tight.
    No free lunch, and no free laptop ;)
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