Vanguard LifeStrategy....

A_Flock_Of_Sheep

I have the LS 60/40 mix. Can't remember when I invested but it's up by just over 11%.

While this may not be stellar performance I am pleased none the less.

I like this investment.

Bet it will plummet now

TCA

It's far too light on Asia ex Japan equities for my liking. 2.5% versus ten times that in North American equities. You'll have done well from that 25% in North America though.

Better sell up before it plummets!

masonic

If it does, you'll be left wondering whether it would have if you'd refrained from posting about it. Perhaps it would have been better to err on the side of caution

takesyourchances

My VLS 60% in my ISA is at 15% gain. I have satellite funds around it, EM, Small Caps, Asia etc and other investments in other accounts, but equally pleased with the VLS, I won't be selling but holding onto all of my holdings for the long term.

krish123

I have the LS 80 fund and so far its up 6 or so % up. Iv only invested in around October though.

Like takeyouchances mentions i plan to add sateillite funds around it.

My question is though how much money do you think i should build up in the VG fund before i begin to diversify into other funds?

At the moment i only have £650 invested in the VG fund.

colsten

A_Flock_Of_Sheep wrote: »

Can't remember when I invested

Hint: the purchases will be in your account history.

Any %age difference is pretty much meaningless without a timescale

enthusiasticsaver

I started investing in the VLS 60 less than one month ago and it is already up by about 3%. I am intending on investing quite a lot into this fund over the next year so I am kind of hoping it does plummet. While the BBC was saying the FTSE was down this morning after Greek elections my VLS 60 investment had gone up presumably because it is more weighted towards the USA and less towards Europe. I am investing £1000 per month into it this year so perhaps it may be better to look at a different fund while it is rising.

JohnRo

While the BBC was saying the FTSE was down this morning after Greek elections my VLS 60 investment had gone up presumably because it is more weighted towards the USA and less towards Europe.

The price you see quoted today was calculated as the result of yesterday's index movements.

AlanP_2

enthusiasticsaver wrote: »

I started investing in the VLS 60 less than one month ago and it is already up by about 3%. I am intending on investing quite a lot into this fund over the next year so I am kind of hoping it does plummet. While the BBC was saying the FTSE was down this morning after Greek elections my VLS 60 investment had gone up presumably because it is more weighted towards the USA and less towards Europe. I am investing £1000 per month into it this year so perhaps it may be better to look at a different fund while it is rising.

That is verging towards trying to "time the market" though isn't it?

Like you I have only recently started on this path (VLS 80 in my case) but the logic of being happy that the price has fallen (because I will be investing more) just seems counter-intuitive.

Ryan_Futuristics

Well if you're a buy-and-hold investor, drip-feeding, you're generally much better off buying in a bear market, because from whatever random point you *start* buying, you're pushing your average price (paid) down

Especially in sideways markets/cyclic bear-bulls, as we've had since 1999

edinburgher

I am seeing a lot of comments from people who have chosen a passive investment product that leave me scratching my head - I think you're all closet active investors (maybe even day traders for a few of you) :rotfl: