Mortgage free by 2023 (!)

mummytogirls

Oh no to the double payment situation DF0D, but you've got the card paid off and in itself thats great! Looks like you were up early, hope thats DS related and not cos you were stressed over the money.

2 days to go until payday :j xx

andrewmp

Got a remortgage sorted and I think I'm moving out of 2023 and into (late) 2021

Fingers crossed and all things being well that is!

debtfreeoneday

DS related of course! Blinking clock change and he's on 4am something wake ups! zzzzzzzz

£3 in from P-cone, so that's something I guess. Happened to log into Val Opin which I had given up on and somehow I've credit up to £9 now, so must carry on with that until I reach £15.50 for payout..

Ran few errands today, haircuts and wrapping paper for a birthday party tomorrow. Kids are being total rascals this week, whether it's being out of School routine, I don't know - but they are hard work.

debtfreeoneday

Glad to sit down now the littlies are in bed! Going to do a crochet tutorial as I want to get back into this..

Need to fleabay a few items tomorrow which should bring in three figures, also bookfaced an item today which is going tomorrow for £35 - all of this will be benefit for next month. Got a few other items of clothing to put on bookface as well.

Quite excited to wake up tomorrow to see what my back pay and pay increase are sitting in the pending payments of the bank! Sad sad DFOD!!!

debtfreeoneday

Sad Sad DFOD for another reason - due to switching banks I assume - the pending payment isn't showing on my H@lifax account and the S@ntander one is shut.. dang, blast and bu$$er! Another 24 hours to wait then (only a teeny bit concerned that this will be another transfer that H@:lifax mess up) - in which case I am well and truly stuffed.. Balance is showign as £81 for tomorrow.. can't remember the last time we have been that close to the bone with money!

Quiet morning at home as it's peeing it down, washing on.. girlie is off to a monster party later, so I've a pumpkin to carve for that and have to make her look monsterish, though she is determined to be a princess with hearts on her face!

Hoping to pick up a few surveys today and find out this back pay! Might try Payroll again - sure I got a jobs worth the other day for not telling me!

mummytogirls

Oh no DF0D the suspense must be killing you :mad:! That does annoy me about the Halifax as the HSBC does have a pending facility. Could you ring them and ask if they can see? xx

debtfreeoneday

I've tried and the call centre seems to be not working! I appreciate that sounds lame - will try again actually!

debtfreeoneday

H@lifax can't see pending payments which I think is a crock of rubbish - even worse, I spoke to Payroll and the back pay and increase hasn't gone through!!! Double crock of rubbish. Can't even begin to sort until I'm back next week

Hey ho - never mind!

Spare change anyone?? Beg beg!!

hiddenshadow

That sucks. I hope everything gets sorted soon!

debtfreeoneday

For a few reasons, I reckon I'm just going to ask boss to pay the back pay as overtime and then increase my pay as they have agreed to from September.. at least November should be a bumper month..

A few things I'm not loving about Halif@x.. how can a bank not see pending payments? that's the first bank I've been with that I've not been able to see them.. actually quite tempted to go to another bank - have a total switching bug now!