Mortgage free by 2023 (!)

shangaijimmy

I'm trying to dig in for another couple of weeks with blankets on the couch in the morning. Me and the boys are fine with it but once Mrs SJ gets up then its heating all the way!! Also ourcornercottage has mentioned an account at Natwest to rival Santander, so im off to look into it!

mummytogirls

Glad you had a nice day out in the fresh air DF0D, this weather this last week has been really lovely can't complain!

Oh no to the heaters... were hoping to keep ours off a bit longer. We live in a new build house and it really holds the heat well which is good xx

debtfreeoneday

We try to hang on till October and they will go on and off a bit in the next few weeks if the weather is warn enough outside for the windows to be opened. I just hate being cold and whilst I'm all for saving money, a miserable DFOD is not good!

Lots of cooking and prep done today in advance of tomorrow's start day for quitting sugar. Will try not to bore you all too much with it, excited to see the results and hoping to feel sooo different!

Plus I sent back a sub and an item I didn't need on Mr T's delivery, so £4 saved, so shopping came in under budget this week!

debtfreeoneday

10p from payout on 1-poll.. 10p!!

Had an unexpected payment to make to an old CC yesterday for £40 - apparently they have been writing to me for months??? So had to rejig a few of the accounts.. we are also £100 out of the S@ntander CC bill which the DD takes the whole amount owing which is fine as I'm going to close it soon.. will try to find a good CC with cashback and a good balance transfer rate as CC1 rate finishes in April. But need to find that £100 from other accounts.

Decided we are going to relax a little of the frenetic paying off at the moment, I'm finding it hard to keep up with everything and I just want to get some things sorted at home and relax a bit during the winter. Will still be around as regularly thought and determined to hit out OP target for 2015. Just need to get the CC moved, get the bank accounts sorted and get 1 CC organised that we use!
Waffle waffle as usual!

shangaijimmy

Its always that fine balance between paying off and living. The main thing to remember is what a good place you are in now to enable you to relax. And i can't see you overdoing it either. My money is on you being back to frenetic pace by November...

debtfreeoneday

You know me too well SJ!

Another sneaky £2.83 flung at CC1 leaving the balance at £4,759.42, 15p random tidy up and £2.68 from a bit of cashback that came into my account.

Plus I WILL hit payout on 1poll today, I will, I will!

mummytogirls

Afternoon DF0D,

Looks like you were up early again this morning!

I don't see a problem with relaxing slightly either, we all need a little break sometimes xx

debtfreeoneday

Yey, I hit payout, so £40 requested..

Ali-OK

Well done, that's a nice chunk coming your way :T

debtfreeoneday

Not much occurring here.. the online mortgage thing hasn't updated for days, which doesn't help my tracking!

Anyway £50 from YG received and also the CC that had the money that I didn't know about have now decided I'm in credit so £18 refund came in today. Soem flung at CC1, some at the blinking car bill, some towards an OP..

CC1 now sitting at £4,729.42