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Mortgage free by 2023 (!)

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Comments

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy weekend DF0D :) xx
    Mummytogirls x

  • Busy weekend so far.. £3 on it's way from Pcone. Will probably just fling that at CC1

    Still waiting for the £40 from 1poll to hit my account. Bank account transfer should all complete tomorrow.

    1Poll - £1.20 / £40
    YG - £6 / £50
    Ips0S - 1223 / 1380
    P-base 40p / £10
    P-cone - £3 paid out!

    Have given up on Val Opin again, it really has gone downhill!

    Few bits to do round house this morning, and once Mr T arrives, we are off out!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • £3 in from pcone and 20p interest from S@ntander which is now closed!

    Flung it at CC1, meaning the balance there is now £4726.22
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Good work - keep on flinging :D

    You've just reminded me I've only had 2 of the 3 P!necone payments notified from last week...might have to chivvy that along soon.

    Have you finished your garden for winter? I think 1, possibly 2 of my new plants are dying :( Could just be they're dying back for winter though...g00gle hasn't been my friend in distinguishing the difference :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Well H@lifax not so good at swtiching as S@ntander, one of our DD's got missed and nearly resulted in a mobile being cut off. But the £125 for switching did arrive, so that's one good thing.

    Survey action quiet as I have been. Just so busy and tired at the moment, half term cannot come fast enough!

    Will do proper update later as some more has been flung at CC1.

    Finished garden for this year Ali, apart from tidying up.. we are working hard on the lounge now, with the walls nearly finished and hoping DH might get the glossing done this weekend. Flooring to buy after payday and a new BIG rug as we are going from carpet to wooden flooring.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Flooring to buy after payday and a new BIG rug as we are going from carpet to wooden flooring.

    We have hardwood throughout and I love the feel of a plush rug on top. :)
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay to the £125 switching amount DF0D!!! Boo to the missed DD though xx
    Mummytogirls x

  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Well done on the switch! Extra spondulas for nothing! Horray!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I was going to say it's a shame you had to switch again so soon, but £125 is worth it!!

    I think we'll just stick with Santander at the moment as the interest should cover the ridiculous fee.

    Nice to read that things are ticking along fine - hope half term comes quickly! :)
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • Forgive me diary for I have spent!! I did say it was going to be a few expensive months and I wasn't going to stop for life.

    £150 spent last night on last few Christmas presents and birthday bits.. still have the actual birthday weekend to get through which won't be too bad apart from paying for lunch for 8!

    Just booked hotels for a london / legoland visit at Easter next year which we are tying up with seeing family. Plan to limit costs and do as many free museums in London.

    Plan for debt is to just pay the minimum for the rest of the year. I need to clear the S@ntander one which I've just put the hotels on because it was such as good price considering it's London.

    Will get back in control this week and put the belt tight again.. but hey life goes on and I need to live it a little during this whole process!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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