Mortgage free by 2023 (!)

debtfreeoneday

£3 pcone done and didn't realise I had £3 sitting in that account as well, so will wait for this £3 to credit and then withdraw the £6.

75 points on ips0s

All quiet otherwise on surveys.

Well my am@zon wishlist got emptied yesterday. With so much coming up in the next few weeks, I just need for my own sanity to get most of the presents organised. £150 lighter, but I am practically there now on birthdays and christmas. Just balloons and cakes and helium!

Absolutely chucking it down today, all of us are tired and not feeling tip top. I need to nip out to pick up a Mr T direct order and think DD will come with me, think DS will spend the day lounging as he feels rubbish.

A quiet lazy weekend ahead it looks like.

Happy Saturday all.

mummytogirls

Happy Saturday DF0D, enjoy your chilled day xx

debtfreeoneday

Been awake since 2.30am for no reason at all!

Fatal for internet shopping at this time... so thought I'd come on here and read some diaries!

shangaijimmy

Wise move, stay away from shopping!

debtfreeoneday

Eeeekkk, forgive me MSE-ers for I have shopped. I just needed to get it all done, plus I really had got to the point of thinking the car seat thing wasn't applicable to us, but have read tonight it is, so just had to fork out for two other car seats.

Anyway, probably about £200 lighter, plus £116 for car tyres.. but I am done, there is no need to put anything else now on the credit cards and I can seriously start hacking them down.

I still have birthday cakes and two tops to get for the little people, but will pay for it another way, out of my money etc as I now refuse to use the credit cards except for shopping and fuel which I pay off straight away

really want to watch I'm a celeb tonight but so knackered after the early start, I think I'll be in bed at nine.

Moon looks amazing tonight!

debtfreeoneday

Right.. what a manic week.. hardly had any evenings to myself, parent helper at Rainbows, DS started Beavers so stayed for that, worked one night and supposed to be working right now but have no motivation.

Have applied for another job, things at work are not good so I have a year I reckon to get out so looking out now for suitable roles. May mean a return to 52 week working, but I can can get something part time, it should be Ok, ideally I'd still like to do term time..

Line under CC spending drawn and the scores on the doors are:

CC1 - £1146.73
CC2 - £1105.18

Total £2251.91

However, that is Christmas done and one way or another, it's going next year as soon as possible. Plan is to get CC1 under £999 and then everything will get flung at CC2, but I am still sending little bits to CC2.

Pcone survey done this morning so will have £9 to withdraw from there. Y0ugov at £25.75 and a few surveys trickling in there. Ips0s up to £513 points and a product on the way this week to test. Pbase is £1, but 13 surveys await me in a minute. Pr0filic up to £16.15 - that one is going really well at the moment.

Off to visit rellies tomorrow for a Christmas gift swop, really looking forward to 8 hours in the car - not!

debtfreeoneday

I guess thoughts are starting to move to 2017 and my targets. Trying to decide if I'm disappointed in progress in 2016. I am that we are still over 6 figures on the mortgage and I'm annoyed we are still in debt.. but actually both of those will happen early doors 2017. We are still in a way better position that we were some years back, so maybe I shouldn't be too hard on myself.

What targets is everyone setting for 2017 - anyone thinking of it yet?

SueP19

Likewise, am tad disappointed with how 2016 has panned but I think if you chip at it there must come a point when you think WOW I've knocked £xxx off or xx years off.

For 2017 I am going to concentrate on my pennies :D Mini targets month by month and I would like to make a hole in my debt because it's on 0% there is no incentive to clear it :eek:

debtfreeoneday

Pcone credit in so £9 requested to Paypal - will send that straight to the CC's when it's in split in half.

Another £1.30 on profilic and ending the week on 1poll with £29.80 - love it when I get over £30 as it feels I'm on the home straight to payout again!

mummytogirls

Morning DF0D,

Don't be disappointed, you always seem so focused and you have paid off some of the things, whilst having car dramas and lots of other things going on in your life.

Fingers crossed for a straight forward journey today! xx