Mortgage free by 2023 (!)

debtfreeoneday

Few more pence off CC5 and that is standing at £997.18. Hoping a payment from p-base should hit tomorrow or next day and give a few more pence for the cause!

Manic day, got called to pick one of the littlies up poorly, got an emergency GP appt, so shoved dinner down there and legged it to the GP to sit and wait for a while - to leg it back home, dose him up and put them to bed, now to sit down and catch up on the work I missed.

Loooooong day tomorrow, so see you on the other side of that peeps!

amycool

Hope your little one is okay. My DD was sick on Friday but woke up fine on Saturday (I was hoping for an easy day...:D).

I've still been putting on the heating first thing as it's been 14 degrees but nice to not need it in the day. We also spent 2 hours outside after school, which was lovely.

shangaijimmy

Our heating has been off for 10days, and amazingly it was Mrs SJ's idea! We've cheated a little though as have moved an oil filled radiator into the living to take the chill off for baby SJ (our living room is the coldest room in the house due to its positioning, which is great when it's warm).

Catching up, your making positive progress DFOD. It's great having plans I think!

debtfreeoneday

P-base payout hit the bank, so £7 ready to be Op'd at the weekend and a few more pounds off CC3 and that is down to £673.84..

Over £31 on 1poll and £18 to go on Y0ug0v to hit payout, Nearly at another £10 voucher for Ips0s and p-base up to £8.60 again already due to a survey I did a few weeks ago which netted me £5. Still got the £7 or so to come from the product test I did. So surveys going along well.

Realised in the last few days, I've kinda got a double whammy payrise in that i move a scale point but the scale points have already had a cost of living increase so gross a month I'm reckoning £70, but pension contributions will increase as will NI and tax on top, so maybe £30-£40 more a month?? Roll on April payday to see!

debtfreeoneday

Found out the neighbours sold for £72k more than what we bought this for, I reckon there is about £20k worth of difference.. so tempting to consider options, would love to sell and get something smaller and cut the mortgage.

I seriously considered home schooling prior to them starting school and have to say with current events ongoing at school, I'm considering it again. Need to sit down and look at a proper budget. Fairly sure my boss would agree to me going down to 2 days and working the rest at home..

In a dreamland, I'd love to sell up, buy a motor home and go travelling.. but that's in my dreams!

Lots and lots of food for thought right now.. who knows what the future holds!

mummytogirls

Afternoon DF0D,

Hope the little one is feeling better now. Ive got DD2 off this week, so many bugs flying round at the mo.

Wow to the £72k extra for the house sale, thats amazing!!! Traveling round in a motorhome sounds good too xx

debtfreeoneday

trip to the GP today but seriously thinking about not getting the perscription filled as I don't believe they know what is wrong, plus she described some pretty horrible side effects from the drugs. They also suggested steaming my face 5 times a day, who has time to do that?? but I am going to try to do that morning and night.

P-cone survey done so £3 should credit soon. Another YG survey done and 10p away from £32 on 1poll.

Two fleabay items will sell this weekend for a £10ish each so pleased with that.

Need to write a todo list for our trip next week, do food order and look at a Nat Trust place we may visit this weekend.. Feel the need to get out! 4 days left at work.. roll on 2 lovely weeks off!

debtfreeoneday

Electricity bill has been generated £429 usage over the winter and I'm £213 in credit. Nice to be in credit I guess. Must have a look around tonight to see if we are on the best tariff.

£2.03 TCB finally tracked so an Am@zon voucher requested. Been caught out today with a CC bill of DH's with £183 on it, I thought it was on CC5 so totally haven't budgeted for this. what a pain! Will seriously indent into next month's debt pay off! Grrrrrr

Sitting waiting for a work email to come in and getting peeved it hasn't, in theory I don't work today, but I have an hour or so to do when this does arrive, so I want it to arrive before the kids get home!

debtfreeoneday

£7 OP sent to the mortgage today so up to £730 OP so far this year, pleased with that and the mortgage statement should be here within the next week or so.

Need to do the Mr T order today and get crafty with trying to span this over the rest of March and then take the remainder with us on our trip!

Waiting for points on Mintv1ne to clear and then I've reached £10 payout on there.

Will absolutely get to the power company comparison today.

Listed one item on fleabay yesterday and two ending today which will sell. Need to get to the PO this weekend, weather looking a bit overcast, so think it'll be a housey / cleaning / errands type of day.

mummytogirls

Yay to the credit DF0D, thats an amazing amount!!!!

Happy weekend x