Mortgage free by 2023 (!)

debtfreeoneday

Cath - I keep meaning to ask what WIOTW means?

Thanks for popping in!

CathT

Hi, its 'what I owe the world'. I think Michelle originally used it but I love it as we can't focus all efforts on mortgage OP so it letsus see what difference we are making overall.

debtfreeoneday

Just logged on to check available credit on CC5 and we are down to £998.69 - really pleased to have broken the £1k barrier

£1.81 OP sent to the mortgage (slim pickings this week)

Two items listed on fleabay yesterday, both got bids on already - just realised I should have posted an item last week - yikes, bad feedback coming my way!

Got another item to stick on a bookface selling site today.

Plus my roots are on the do list today (right after I go and chase up TCB for that cashback)

debtfreeoneday

I like it Cath!

CathT

I'm £105 richer thanks to you DFOD, just logged into tcb as you reminded me and had a lovely payout waiting for me :j

mummytogirls

I really enjoy the weather being nicer DF0D, everything just seems easier and nicer ha!!!

Enjoy your Sunday xx

shangaijimmy

Mid March, daffodils, sunshine, light after school - it's as if we come out of hibernation!

debtfreeoneday

You're so right SJ!

Well, lovely day so far. Went to garden centre for a mooch about, they've reorganised it and built a huge extension (the place is big enough anyway) and there is a lovely cafe and outside seating area where you can look for miles over the moors! Bought a bottle brush and a plastic table for the littlies outside. We used their sandpit and cover for our table last year, so splashing out this year on a proper red plastic table for £7 for us all! (one day we will buy proper furniture for outdoors)

Then hit Tesc0 to use their book day vouchers and get some beetroot, then went to the park for an hour and then home!

Out on bikes, cars washed, washing and ironing all done and I've just emptied their wardrobes of their white shirts that they didn't really wear for School, they have just lived in their polo shirts! I have such a better idea this year what to buy and will start stocking up soon. Trousers I won't bother with expensive ones, they have been worn out so fast. Polos from Tesc0 have really worked well, not the white ones which have shrunk - but the coloured ones have been great!

Pinafores, not skirts for DD and I would buy jumpers and cardies from M&S again as they still look fantastic and have stood the test of time and numerous painting sessions!

Mr T delivery been, £48.58, so £1.42 under budget but have sent the extra to CC5, also rang up for refund on some manky looking veg for £1.17 - will all come out CC5.

Another £5.89 off CC3 bringing that down to £682.04, £4 ready for an OP and a few other £'s sent to Xmas and littlies pots that are technically slightly overdrawn in my accounts as we've bought some bargains for presents and they needed some clothes. This is because the food budget was well over and there are only 2 weeks left this month, so I need to stick to £50 for the last two weeks which will be an ask as I'm buying food for our trip as well.

Sold fleabay item for £5, delivering that tomorrow - all will go towards our trip now and here's hoping we come home with some £'s left!

Woah, that was a bit of a monster update!

debtfreeoneday

Forgot to add.... drum roll.... da da da - the heaters have all been turned off today!

Ali-OK

Result on the heating!

I got a bit carried away with flinging windows open..was freezing after a while - heating back on by tea time but house feels fresher.