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Mortgage free by 2023 (!)

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  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Dropped littlies off and went to Mr T to find a waterproof jacket for DS as they need one for next week and he just grew out of his. Nipped into the garden centre for a child free wander and came out with a cake..oops!

    Just balanced the bank account and sent payments to CC3 and CC5, took some of CC3's for CC5 in an attempt to get it under £1k this month. Will update CC5 balance when it updates online.

    OP's reflected in mortgage figure and we are now 36% paid - happy days!

    Got £2.40 of surveys on p-base last night, so hit payout that when it credits, £1 on y0ugov over the last 36hrs and a few 10p surveys here and there on 1poll.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Meeting with School went really well, they are both doing well and I've highlighted a few things as did they, so have a plan of action in place and will meet them next term again to see how things are progressing.

    Day at home today, want to do some cleaning, ironing and baking as we plan to go out tomorrow all day.

    Need to look at local swimming pools to see where the cheapest family swim in as we have decided we will take them every other week now DD's all recovered from her op.

    I'm also taking definite steps on doing something about weight loss, i've messed about and we are two months into 2016 already.

    Need to do the food plan for the week and do Mr T order ready for tomorrow. Really need to tackle the front flower (read weed) bed, but I need the sun on my back for an hour to do that.

    Off to check my survey progress.

    Must also get the power company to generate a bill as I want to know where we stand after the winter rather than wait 6 months..
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 5 March 2016 at 11:46AM
    Well I've achieved the food order, that's all, despite only just sitting down.

    Fleabay invoice in, so I've wthdrew the extra and made my £5 OP to the mortgage (day earlier again as we won't be around tomorrow much)

    Also added £1 to the family loan payoff and 40p to CC5.

    Three items to go on fleabay today, which should bring a few £1's in next week.

    Just realised it isn't three months since the last bill, so need to wait till end of March. This company is fine, I just wish they generated bills more often than 6 months. I'm sure come the end of the year we will have a fairly decent surplus with them and I'm hoping at some point when we move suppliers, that refund will come in very nicely for something or other debt related!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We're similar with our utilities supplier. I'm thinking we'll have about £100 in surplus when we switch in June. That'll be a nice present to the mortgage.
    MFW: Was: £136,000.......Now: £47,736.58......
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad the meeting with school went well DF0D.

    Where you off tomorrow? xx
    Mummytogirls x

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hope you have a lovely day out - weather here is dry and sunny on/off, if a bit chilly, great for being outdoors :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Lovely day out, went to some gardens locally and the weather was just right, not too cold..so good to be outside, feels like we've been cooped up for far too long.

    Got a lovely handmade present from them as well and been spoilt all day. They are both in bed zonked and we won't be far behind.

    Early start for me tomorrow, need to be up and showered, hair washed and dried and three packed lunches done by 6.30am - hoping my little alarm clock is on form for me tomorrow!

    Mr T not long been and £53 spent for the week, £54 fuel in the car which will last two weeks and £35 spent on an annual pass to where we went today, but they do so much there and with us not continuing with Nat Trust this year.. we will go there a lot so it will be pennies well spent.

    Hope all you Mums out there had a lovely day!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sounds like you had a lovely day yesterday, it sounds well deserved too!

    Hope you managed your jam-packed early start? :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sunday sounds lovely for you DF0D. Hope the past 2 days haven't been too bad for you xx
    Mummytogirls x

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    CC5 updated, £1029.50 is the new total so i need to find £29.51 during the rest of this month to get that into 3 figures..

    Hectic couple of days, and another looooooong day tomorrow. School phoned a few days ago and want to progress something with DS so I need to go in this week to talk to them.

    £3 on p-base gained tonight and I've reached payout so £10.10 requested. Also reached £5 payout on the academic website and sold an item on fleabay, so £7 is in - just debating where to pay that off to be honest.. do I split between all pots or fling at CC5 in terms of getting that to 3 figures.

    Such life changing decisions!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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