Barclays Cash Card Account

pmduk

stclair wrote: »

I've pointed this out on another thread my brother has a contactless card on his cash account.

It probably speaks volumes about their training of branch staff that there's so much confusion on these accounts.

intheknow15

In my time I've never come across any cash card customer with contactless. You must of been been migrated.

Dr shoe your account is updated to bba from cash card. If you want cheque book you can have that and maybe Od. Everything else is same.

telecomengineer

I've had my Barclays Bank account since sept 2013 pay in over 2000 a month salary never been overdrawn and have never had a pre approved offer?

It says in my online banking I am not eligible for a loan or overdraft

My score must be ok as I have 2 barclaycards

Platinum 1800 limit (opened dec 2013 never missed a payment)
Freedom rewards 2500 limit (opened sept 2014 never missed a payment)

Does anyone know how to boost your barclays credit score to get these pre approved offers also known as limits?

Thanks

pmduk

intheknow15 wrote: »

In my time I've never come across any cash card customer with contactless. You must of been been migrated.

Perhaps you should check then. There are at least two of us on this thread and several on other threads on this forum. If I'd been migrated to another account it would show on my statement surely, because that still states cash card?

intheknow15

I would visit your local branch to clarify it. Ask them to check your product id rather than the name. I'm sure you will be on some sort of current account.

intheknow15

For security reasons principally the exact parameter for personal credit such as loans, od exc mtg are never known. It could be anything internal or external factors or combination. If someone looked at your profile they may be able identify anything glaring obvious that could be preventing you getting limits. Best thing go to branch speak to someone with some experience.

However you still have right to apply for any credit even without limit just hey may require more information. But less likely to be accepted. Plus if there are things which is not known like savings account elsewhere this may tip situation in your favour. There so much to go through that it is easier to rule out things then to explain everything.