Halifax £5 a Mth?

joe2cool

Hi my wife is wanting to switch to Halifax's current account & I've noticed you need 2 direct debits to receive the £5 a mth. She only has one direct debit. She would have a salary & 2 pensions also paid in each mth, would these count? Or will I have to change one of my direct debits to her new account?

Appreciate any help

Thx

thebritishbloke

Direct debit is an outgoing, not an incoming payment. You could set up "fake" direct debits to a Tesco savings account. These are direct debits that can take £1 a month from your designated bank account, and puts it in a savings account. These qualify for the £5 reward.

joe2cool

Of course it is 'out going' ......thx for the advise................appreciated

pinkdalek

Does your wife not have a credit card that she uses and clears each month?
You could set that up as a direct debit and provided she used it each month it would count.
Otherwise you could set up one other direct debit eg TV Licence and just send the money to your wife's account each month from yours to cover it.

joe2cool

Cheers appreciated.......

Savingdad

My account is set up just for the £5 so every month I transfer in enough money to pay my morgsge payment and home insurance, that's enough to qualify for £60 a year plus a £100 one off payment for transferring my account.

joe2cool

Hi it was just that most of our direct debits have always come out of my account.....but thx

anoncol

joe2cool wrote: »

Hi it was just that most of our direct debits have always come out of my account.....but thx

The past doesn't have to dictate the future though does it?

joe2cool

anoncol wrote: »

The past doesn't have to dictate the future though does it?

Hi.........guess not......so a direct debit set up just to pay cash into someone else's personal account, also OK?

Thx

YorkshireBoy

joe2cool wrote: »

Hi.........guess not......so a direct debit set up just to pay cash into someone else's personal account, also OK?

Thx

Tesco savings accounts DDIs, for example, say the account being debited must be in your name (either sole or joint). However, some posters on here report being able to set up a DD from their partner's current account.

SuperHan

joe2cool wrote: »

Hi.........guess not......so a direct debit set up just to pay cash into someone else's personal account, also OK?

Thx

No, you can't do that. A direct debit is a payment pulled by a business account.