Ex girlfriend trying to make me pay for the car!!

stator

The registered keeper of a car is not always the same as the owner. But if she did indeed gift the whole car to you then it is yours to do with as you please.

She is indeed a very silly woman to borrow £12k for a present. It boggles my mind why anyone would do that.

Caz3121

stator wrote: »

She is indeed a very silly woman to borrow £12k for a present. It boggles my mind why anyone would do that.

especially if it meant that they could not afford their food and travel because of the loan

thebritishbloke

heartbreak_star wrote: »

From the OP I saw it more as the GF decided to buy him a car...

:think:

HBS x

That's what I've got from this, OP never asked her to get a loan for him, he was gifted the car. Even if he did ask her to get the loan for him, legally she has no standing point.

C_Mababejive

Your GF was very naive and trusting to take out such a loan to buy you a car. Of course you know very well legally that she doesnt have a stilettoed leg to stand on and if your cool with that ,go ahead, rip her off. But morally..well its a bit iffy. What do you want? some kind of revenge?

bris

There is one problem you have and it's a big one, your actions.


The loan may be in her name but if this was to go to court and she said you agreed to pay her back for the loan then the £80 per week you have been giving her goes a very long way to back up her side of the story, this is the actions, paying it is intent.


For me your story doesn't hold true and I could see a court agreeing with me. If she was financially stable enough to take out a 12k loan, then why would you need to feed her?

SnooksNJ

Pixie5740 wrote: »

Well you would have had a problem repaying the loan as, by your own admission, you don't think you could afford the repayments. I do find it odd that someone living at home would need £80 a week of their boyfriend to pay for food and laundry but that's by the by.

I look forward to seeing you both on Judge Rinder.

When cases like this end up in front of Judge Judy she makes the defendant sign the car back over to the person paying off the loan and that they had a cheap car payment for x amount of years.

McKneff

Cy93 wrote: »

basically around 2 years ago my girlfriend at the time took a £12,000 loan out to buy me a car as a gift.... the car is registered in my name and has been paid outright by the loan so is free on the HPI check..

i used online banking to send her money for food shopping and her travelling to work around £80 a week.. un beknown to me she was actually using this money to help pay off the loan.. now we've gone our separate ways she wants me to take over the loan?

first of all i did not ask her to get me the car.. there is around £7000 left on the loan i'd like to know if anyone on here knows where is stand? as i obviously dont want to carry on paying it.. (which sounds harsh but im not sure i can afford it)

thanks

Balloney as Judge Judy would say and do you honest believe that any of us believe you.
There is no reason for you to send the ex 80 quid other than in payment for the car.


Give her it back to sell, and walk away with your conscience clear.

27col

PasturesNew wrote: »

If it were me I'd suggest the car's sold, with all the money going to her and the whole loan/outstanding amount is hers.

Legally, if it were as you say, the car's yours entirely and the loan's hers entirely. However, with a high value gift that was unsolicited, it's only polite to offer it back as it was bought with loaned money and not cash.

It wasn't bought with loaned money. It was bought with borrowed money.

JethroUK

stator wrote: »

The registered keeper of a car is not always the same as the owner. But if she did indeed gift the whole car to you then it is yours to do with as you please.....

She didn't gift the car and the two clues are

1/ people usually don't ask for gifts back

2/ he has been making payment of £80 month which evidences the LOAN

= he has the onus (and an uphill struggle) to prove otherwise

the.new.me

You should be ashamed of yourself I have had this happen to me years ago and an ex left me in £4700 of debt because I stupidly took a loan out for him but at the time we were living together and had my daughter together. It took me a long time to pay that off and as he asked for rent in cash so I couldn't even proved I paid anything into the house so i was left homeless and penniless, and in debt up to my eyeballs (only had a part time job as DD was 6 weeks old) you should give her the car and let her sell it why should she pay your debt off?? It doesn't sound like she "gifted" you the car and you have left your poor ex feeling ripped off and in debt absolutely disgusting behaviour.